Manteca crypto alternative for paying out from your wallet
Unigox is a Manteca crypto alternative for apps that keep USDT or USDC in one company wallet and pay their own verified customers by bank or mobile money. Keep Manteca for QR and bill payments or Argentine brokerage.
When to stay with Manteca
You take QR or bill payments in Latin America
Manteca's QR Payments API pays Pix in Brazil, QR 3.0 in Argentina, Yape and Plin in Peru, Bre-B in Colombia and QR codes in Bolivia and Paraguay. Its bill API pays service bills in Argentina, Mexico, Colombia, Peru and Chile. Unigox pays and collects by bank transfer or mobile money only.
Your users invest in Argentine markets
Manteca's Broker API opens brokerage accounts with access to the MEP dollar, CEDEARs, bonds, stocks and mutual funds in ARS and USD. Its FX API gives the MULC exchange rate and a P2P ARS/USD order book.
Each user needs a local account of their own
Manteca gives each user a virtual account that takes same-name and third-party transfers: a CVU in Argentina, a Pix key in Brazil, a CLABE in Mexico or a Bre-B key in Colombia. Unigox pays out to bank or mobile money accounts and does not issue local accounts in these countries.
A Manteca ramp-off next to a Unigox payout
| Topic | Manteca | Unigox |
|---|---|---|
| What it is | A Buenos Aires API company for Latin American fintechs: crypto as a service, fiat and crypto ramps, QR and bill payments, virtual accounts, brokerage, FX and identity checks. | The Unigox Payments API: payouts to and collections from your verified customers in local money, settled in USDT or USDC in your partner wallet. |
| Where the money lands | By default, a bank account in the user's own name. Instant in Argentina (CBU, CVU, alias), Brazil (Pix), Mexico (SPEI), Colombia (Bre-B) and Peru (CCE). Chile, Guatemala, Panama and Paraguay are paid in batches at 12:00 and 15:00 Buenos Aires time. | Your customer's own bank or mobile money account, paid by a payment business connected to Unigox or a P2P merchant. Orders can be limited to payment businesses where one serves the currency. |
| Funding a payout | Crypto goes to an address Manteca assigns, or comes from a balance held with Manteca. One ramp-off call sells it and sends the local money. Your account manager can set up an operational overdraft. | Each order moves USDT or USDC from your partner wallet into escrow, signed by your server. If a funded payout stops, the funds wait in escrow until your server signs the refund. |
| Customer checks | By default Manteca onboards every end user: KYC, PEP declarations, and monthly and yearly limits per legal ID. Regulated partners can rely on their own KYC after Manteca's compliance team audits it. | Each customer passes a Unigox identity check: ID and selfie, an eligible Sumsub or Persona check reused, or a Unigox verification link. |
| Pricing | No fee table; the pricing page shows live buy and sell prices. API prices include Manteca's spread, with a standard 20-second price lock. You can add your own fee, and each order itemises Manteca's fee and your share. | Each quote shows the Unigox fee for that currency and payment method, with your own percentage beside the rate. An order that does not complete is not charged. |
| Regulation | In Argentina: Plus Billetera SA, a payment service provider registered with the Central Bank; Sixalime SAU, CNV virtual asset service provider No. 21; Bytelime SAS, an exchange agency registered with the Central Bank. Manteca also lists companies in Brazil, Colombia, Paraguay and Peru. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxSwitch customer payouts from Manteca to Unigox
List your ramp-offs, then pass KYB
Book a call and tell us which Manteca ramp-offs pay your own customers and in which currencies. Unigox then reviews your company (KYB) and arranges API access. Manteca's onboarding and any Principal Accounts audit stay with Manteca.
Replace the ramp-off call
Where your backend creates a Manteca ramp-off, request a Unigox quote, open an order for a verified customer and sign its escrow transfer on your server. The sandbox runs the same endpoints as production.
Re-verify the customers Manteca onboarded
Customers Manteca onboarded pass the Unigox identity check before their first payout: ID and selfie, or an eligible Sumsub or Persona check reused. Top up the partner wallet with the USDT or USDC that used to go to Manteca deposit addresses, then switch to the production key.
Manteca crypto alternatives: questions
Which Manteca crypto alternative pays from a USDT wallet?
The Unigox Payments API. Your company keeps USDT or USDC in a partner wallet, and each payout order draws from it to the customer's bank or mobile money account. For Pix and QR payments, bill payments or Argentine brokerage, Manteca covers more.
See the Payments APIWhat is Manteca crypto?
Manteca is a Buenos Aires company that sells APIs to fintechs in Latin America. They cover buying and selling crypto, fiat and crypto ramps, QR and bill payments, virtual accounts, brokerage and FX. Its Argentine companies are registered with the Central Bank and the CNV.
How do developers integrate with manteca.dev?
With an API key in a request header and a sandbox for testing. A ramp runs as one call that chains deposit, conversion and withdrawal, or as steps you call yourself. The Unigox API also uses a header key, with signing examples in Python, JavaScript and C#.
How does Manteca's pricing compare with a Unigox quote?
Manteca publishes no fee table. Its API prices include its spread, your company can add its own fee, and each order returns Manteca's platform fee and your share. A Unigox quote shows the Unigox fee, your own fee and the total before the order is placed. Your fee reaches your partner wallet when the order completes.
Bring a recent Manteca ramp-off to the call
Tell us the currencies and monthly volume of the Manteca ramp-offs that pay your own customers. On the call we go through who pays each currency on Unigox and what a quote would charge.
Manteca and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.