NeoBank-as-a-Service

From idea to your branded neobank app in under 1 month Not 18 months.

You bring the brand and the customers. We bring the compliance, KYC + KYT, fiat corridors, non-custodial crypto wallet as a branded mobile app on the App Store. Built by a team in crypto and payments since 2013.

Book a discovery call See pricing
  • FINTRAC MSB
  • 31 fiat corridors live
  • App Store listing
  • 31
    Live fiat corridors
  • < 1 mo
    Brand to App Store
  • $6B
    Volume scaled (prior co)
  • 2013
    In crypto since

We did the bill once. You don't have to.

You can build this yourself for $300K over 18 months. Or you can launch in under 1 month.

With Unigox

Launch with Unigox

From $25K

  • Branded app: we build, you launch
  • FINTRAC MSB cover included
  • KYC + KYT bundled and running
  • 31 fiat corridors live on day one
  • Non-custodial crypto wallet
  • Compliance program: we operate it
  • App Store submission: we handle it
  • Ops support: 24/7 escalation
Without Unigox

Build it yourself

$300K to $500K

  • Hire a blockchain engineering team
  • Apply for MSB registration (6+ months)
  • Integrate KYC vendor (Aiprise, Sumsub)
  • Integrate KYT (Crystal, Chainalysis)
  • Negotiate fiat rails per corridor
  • Build crypto wallet + swap engine
  • Hire compliance officer (CCO)
  • App Store submission + compliance review
  • FINTRAC MSB
  • KYC + sanctions screening
  • KYT + AML monitoring
  • App Store Ready
Corridors

31 live fiat corridors. Real settlement, not promises.

Africa
  • NGN
  • GHS
  • KES
  • TZS
  • UGX
  • RWF
  • CDF
  • EGP
  • ETB
  • SLE
  • ZAR
  • XAF
  • XOF
Asia
  • INR
  • IDR
  • PHP
  • VND
  • PKR
  • BDT
  • KZT
Middle East
  • AED
  • SAR
  • KWD
Americas
  • USD
  • CAD
  • BRL
  • MXN
  • ARS
Europe
  • EUR
  • GBP
  • UAH
On-ramp & off-rampOff-ramp onlyOn-ramp only

Live list pulled from Unigox/business via GET /api/v1/supported/corridors. developers.unigox.com

Platform

Everything you need to launch

Most popularTier 1

Full Bundle

Branded app + compliance + fiat rails

From $25K

$25K setup fee + $7.5K/mo + 20% rev share

  • Branded mobile app
  • FINTRAC MSB compliance cover
  • KYC + KYT bundled
  • 31 fiat corridors
  • Crypto wallet with instant swap
  • Affiliate + referral program (Live)
  • Ops support
  • Live in under 1 month
  • Debit cardQ3 '26
  • Yield + EarnQ4 '26
  • Prediction marketsQ4 '26
  • PerpetualsQ4 '26
  • Tax + reportingQ3 '26
  • Lightning NetworkQ4 '26
Book a discovery call
Tier 2

Tech License

Your regulatory licensing, our tech stack

From $50K

Setup fee $50K + $15K/mo + 10% rev share

  • All modules available
  • Delivered against your regulatory cover
  • API + branded app options
  • Live in 8 weeks
  • Debit cardQ3 '26
  • Yield + EarnQ4 '26
  • Prediction marketsQ4 '26
  • PerpetualsQ4 '26
  • Tax + reportingQ3 '26
  • Lightning NetworkQ4 '26
Book a discovery call
Tier 3

Embed Unigox

Pay as you go

No setup fee

No monthly minimums

  • Per-call or per-transaction pricing
  • Embedded checkout widget (days to integrate)
  • Rails-Only API (2-4 weeks)
  • Already shipping to partners
See API docs
Built for operators like you

Who is it for

FULL BUNDLE

Regional Fintech Operator

  • Strong brand in your local market
  • Real customers, real volume, no engineering team
  • You need a product, not parts
  • We build the app, run compliance, handle the rails. You own distribution.
FULL BUNDLE

Brand-Led Launch

  • Celebrity, influencer, or community leader with distribution
  • Audience that trusts you, no product shipped yet
  • Launch day needs a wallet your audience can actually use
  • We turn your following into a regulated fintech product under your name
FULL BUNDLE

Remittance Operator

  • Moving money manually: OTC, WhatsApp, spreadsheet tracking
  • Founder time is the bottleneck, errors are real, scale is broken
  • Replace the manual stack with a branded app, automated compliance, regulated on/off-ramp
  • Scale corridor volume without scaling headcount
TECH LICENSE

Licensed Fintech with Engineers

  • You hold an MSB, EMI, or banking license
  • Engineering team in place, but engineering bottleneck is pulling focus from growth
  • We supply the backend and app: KYC, KYT, rails, wallet engine
  • You build the UX, own the customer, keep your regulatory cover
EMBED UNIGOX

Platform Adding Corridors

  • You already have a wallet, exchange, or neobank shipping
  • Users want to deposit NGN, cash out to GHS, settle in EUR or any other corridors
  • You don't want to negotiate rails in each market
  • Plug in our API: 31 corridors live in 2 to 4 weeks, pay per transaction
FULL BUNDLE / TECH LICENSE

Founder with Funding

  • You raised capital, you have a vision, you have a target market
  • What you don't have: 18 months to hire blockchain engineers, apply for licensing, and negotiate rails
  • Capital should fund growth, not infrastructure rebuild
  • We ship you a regulated branded product in under 1 month so you spend on distribution, not stack

From signature to App Store in 4 weeks

01
Week 1

Discovery & Config

Brand assets, corridor selection, KYC tiering, compliance review, and your App Store developer account setup. We start the day you sign.

02
Week 2

Build & Integrate

Feature-flagged tenant config, branded UI, push notifications, deep links, internal QA. Production build ready by end of week.

03
Week 3

App Store Submission

Apple App Store and Google Play submission with full Section 4.2.6 differentiation package. Expedited review where eligible.

04
Week 4

Go Live

Gradual rollout to your first customers. Live monitoring, and white-glove operational handoff.

4-week schedule assumes one clean Apple App Store and Google Play review with no rejection round. Most submissions pass on the first try with our Section 4.2.6 differentiation package, but a rejection cycle adds 1 to 2 weeks. We flag risk upfront in the term-sheet conversation, no post-launch surprises.

How we compare to others in the category

FeatureUnigoxWallesterLightsparkBank11Finamp
App Store sovereignty
Per-tenant listing
—
No white-label app
——
Rails included
31 crypto corridors
Card rails only
20+ rails
—
SEPA + generic fiat
Regulatory cover
FINTRAC MSB
EMI required
Multi-jurisdiction
Banking only
You bring your own
Time to launch
under 1 month
8-16 wks
Build in-house
6+ months
Weeks to a month
Pricing transparency
Public tiers
Contact sales
Contact sales
Contact sales
Contact sales
KYC + KYT bundled
Aiprise + Crystal
Separate
You bring it
Separate
KYC + KYB only
Buyer profileNo license, no engineers OKEMI license holdersPlatform buildersBanking license holdersBanks, telcos, gaming

Questions operators ask

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