Simpaisa alternative for paying your verified users from USDT
Simpaisa pays wallets, banks and cash pickup in Pakistan, unverified recipients included. Unigox is a Simpaisa alternative for platforms holding USDT or USDC: it pays verified users' bank or mobile money accounts there.
When to stay with Simpaisa
Your payees never sign up with you
Simpaisa pays drivers, creators and vendors straight to a mobile wallet, people with no bank account included, and screens each payout against AML and sanctions lists before it leaves. On Unigox every payee is your customer and passes an identity check with Unigox first.
You also collect by card, link or QR code
Simpaisa collections take mobile wallets, bank transfers, cards and digital wallets, and its no-code tools issue payment links, QR codes and invoices. The Payments API takes no cards, links or QR codes: it collects by bank transfer or mobile money, and only in the currencies Unigox collects.
You run remittances that end in cash pickup
Simpaisa's remittance service delivers to wallets, bank accounts or cash pickup, and one batch request can carry recipients in several of its markets. A Unigox payout is one quote and one order, paid into the customer's own bank or mobile money account.
Simpaisa and the Unigox Payments API for Pakistan payouts
Your platform pays a user's wallet or bank account in Pakistan.
| Topic | Simpaisa | Unigox |
|---|---|---|
| What it is | One API for collections, payouts and remittance delivery in frontier markets, among them Pakistan, Nepal, Iraq and Saudi Arabia. | An API that pays your verified customers' bank or mobile money accounts and, in some markets, collects from them, with USDT or USDC on your company's side of every order. |
| Paying for a payout | Not published: the payouts page names no funding currency or stablecoin. FX rates and fees are shown before each batch. | USDT or USDC you top up in advance in your partner wallet. Your server signs each transfer into on-chain escrow, and a funded payout that stops comes back to the wallet once your server signs the refund. |
| Rails in Pakistan | Wallets: Easypaisa, JazzCash, HBL Konnect and Alfa. Banks: IBFT and Raast. Wallet payouts settle in seconds, bank transfers the same or the next day. | Your customer's own bank account or mobile wallet in Pakistan, while a merchant or payment business serving Pakistan is online. The API's institutions endpoint lists the banks and wallets live on each rail at that moment. Check your payees' wallets there before you move them. |
| Who can be paid | Any recipient with a wallet or a business or personal bank account, unbanked people included. Each payout is screened against AML watchlists and sanctions lists first. | Only your own customers, each after an identity check: ID and selfie, a reused Sumsub or Persona check, or a Unigox verification link. |
| Pricing | No public price list. Pricing is agreed with Simpaisa's team; FX rates and fees appear before each payout batch. | Set per order: the quote shows the rate, the Unigox fee for that currency and payment method, the percentage you add for yourself and the total. An order that does not complete costs nothing. |
| Going live | No API reference or sandbox is linked from simpaisa.com; integrations start with its team. Its collections page promises going live "in days with a clean API and dedicated integration support". | A call to agree markets, then KYB. After approval your developers build on api-staging.unigox.com, which has the endpoints of api.unigox.com. |
| Regulation | Its regulatory page names Simpaisa CA Limited as a money services business with FINTRAC in Canada, and in Pakistan a branchless banking setup run through agreements with locally regulated financial institutions. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxMove Pakistan payouts from Simpaisa to Unigox
Book a call about your Pakistan payouts
Tell Unigox how many payouts you send to Pakistan through Simpaisa each month and to which wallets or banks; the call confirms which of them Unigox can serve. Then send your company documents. API credentials follow approval.
Verify the people you pay
On api-staging.unigox.com, add the identity check for each driver, creator or seller you pay, then the quote and order calls that replace a Simpaisa payout instruction.
Fund the wallet and send live payouts
Fund the partner wallet with USDT or USDC and point production calls at api.unigox.com. Card collections, cash pickup and unverified payees can stay on Simpaisa.
Questions about Simpaisa alternatives
Which markets and payments does Simpaisa cover?
Businesses use Simpaisa to accept payments, pay out to mobile wallets and bank accounts, and deliver remittances in Pakistan, Nepal, Iraq, Saudi Arabia and other frontier markets, all through one API. Unigox covers one slice of that: payouts to your own verified users, which your company pays for in USDT or USDC, in Pakistan while someone on Unigox serves payouts there.
See the Payments APIIs there a Simpaisa alternative funded in USDT?
Yes. Simpaisa's payout pages name no stablecoin or funding currency. With the Unigox Payments API your company keeps USDT or USDC in its partner wallet and pays each payout from it after a quote. For Pakistan, the quote comes back with no offer at times when nobody serves payouts there.
Which companies are like Simpaisa for payouts in Pakistan?
Unigox is one, for a narrower job: it pays your own verified users' bank or mobile money accounts, in Pakistan while a merchant serving it is online, and your company funds each payout in USDT or USDC from its partner wallet. For card checkout, cash pickup or payees who never verify, Simpaisa does more.
See all business comparisonsCan Simpaisa checkout run alongside Unigox payouts?
Yes. The two are separate integrations: card and wallet checkout, cash pickup and payouts to people who never verify can stay on Simpaisa, while payouts to verified users that you fund in USDT or USDC go through Unigox. Your company passes Unigox KYB first.
Price a Pakistan payout run
Tell us how many users you pay in Pakistan each month and the wallets or banks they use. We reply with what the Payments API covers for them.
Simpaisa and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.