A Localpayment alternative for per-order payouts from your partner wallet
Localpayment, part of Aleph Group, takes USDT or USDC as a balance top-up from a wallet it has approved. Unigox is a Localpayment alternative for apps paying their customers by bank or mobile money from a partner wallet, per order.
When to stay with Localpayment
Your payees are spread across Latin America
Localpayment's payout table lists 14 Latin American countries, Argentina's real-time COELSA transfers among them, and its licences page shows a local licence or registration in each one.
You collect by card, Pix, PSE or virtual account
Localpayment pay-ins include virtual accounts, cards, Pix in Brazil, Bre-B and PSE in Colombia, QR payments and card subscriptions. The Unigox Payments API collects by bank transfer or mobile money only.
You pay suppliers, gig workers or remittances
Localpayment pays the beneficiaries your system names, such as suppliers, service providers, gig workers and remittance recipients, and pays tax, bill and service references in Mexico. Unigox pays suppliers and other third parties only on supported routes, confirmed before integration.
Localpayment vs Unigox: funding, payout rails, pricing
| Topic | Localpayment | Unigox |
|---|---|---|
| What it is | A Latin American payments API, part of Aleph Group: pay-ins with local methods, payouts over local banking networks, treasury and FX, virtual accounts and a crypto on and off-ramp. | A payouts and collections API for your app's customers, with supplier and other third-party payouts on supported routes. Your money stays as USDT or USDC in your partner wallet until an order moves it into escrow. |
| Where payouts go | Bank transfers in the Latin American countries of its payout table, digital wallets in some of them, and tax, bill and service payments in Mexico. | Your customer's own bank or mobile money account, paid by a payment business connected to Unigox or by a P2P merchant. |
| Funding a payout | A balance topped up in advance: a fiat wire its operations team checks against your receipt, or USDT or USDC on Ethereum or Tron from an approved wallet. A USD Global account can fund several countries through a daily sweep. | USDT or USDC you top up waits in your partner wallet. Your server signs each order's transfer into escrow; a funded payout that stops waits there until your server signs the refund. |
| Collections | Virtual accounts, cards, Pix, Bre-B, PSE, QR and card subscriptions, by country, into your Localpayment account. A wire out sends the balance to your bank, or as USDC or USDT to an approved wallet. | Your customer pays by bank transfer or mobile money, and USDT or USDC arrives in your partner wallet after the payment is confirmed. |
| Pricing | Not published. Onboarding opens with a commercial negotiation, each payout must be covered by your balance plus fees, and an FX quote can lock the rate. | Depends on the currency and payment method. Each quote lists the Unigox fee and your own fee next to the rate; an order that does not complete is not charged. |
| Getting started | Commercial negotiation, a compliance review, then the agreement. Test (Stage) credentials come with the partnership, production ones after your integration is certified. Setup includes whitelisting the IP addresses that call the API. | A call to agree markets and setup, then KYB. API credentials follow approval, and the sandbox has the same endpoints as production. |
| Regulation | A local licence or registration in each country it lists. Among them: a payment institution with the Central Bank of Brazil, a money transmitter with Mexico's CNBV and a FINTRAC MSB certificate in Canada. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxMove your stablecoin payouts from Localpayment to Unigox
Split customer payouts from supplier ones
Bring your Localpayment payouts by country to the call, split into payouts to your own customers and payouts to suppliers or remittance recipients. Unigox confirms which routes it serves for each kind before integration, then you pass company verification (KYB).
Replace the Localpayment payout request
Localpayment's Create Payout takes the beneficiary's bank details in the same request. On Unigox the customer is created and verified first; then each payout is a quote, an order, and the escrow transfer your server signs. Run it in the sandbox first.
Keep USDT or USDC in the partner wallet
Top up the partner wallet instead of wiring funds into a Localpayment balance, verify each customer with Unigox, and switch to the production key.
The Localpayment alternatives FAQ
When does a Localpayment alternative make sense?
When your app holds USDT or USDC and pays its customers by bank or mobile money. Unigox funds each of those payouts from your partner wallet, and your server signs the transfer into escrow. For card and Pix collections, or for supplier and gig-worker payouts across Localpayment's 14 Latin American countries, Localpayment remains the fit. Unigox pays third parties only on routes it confirms before integration.
Does Localpayment accept USDT or USDC?
Yes, both ways. Localpayment credits USDC or USDT sent on Ethereum or Tron once its Compliance team has approved the sending wallet. A wire out can send your balance as USDC or USDT to an approved wallet. With the Unigox Payments API the stablecoins stay in your partner wallet until each order.
Which countries does Localpayment pay out to?
Its payout table lists Argentina, Bolivia, Brazil, Chile, Colombia, Costa Rica, the Dominican Republic, El Salvador, Guatemala, Honduras, Mexico, Panama, Paraguay and Peru, by bank transfer and in some of them to digital wallets. The Unigox Payments API pays bank and mobile money accounts; a call with our team confirms which of your customers' currencies it serves.
How does Localpayment set its fees?
It publishes no price list: onboarding starts with a commercial negotiation, and before each payout Localpayment checks that your balance covers the amount plus fees. A Unigox quote shows the Unigox fee, your own fee and the total before the order exists.
Which of your payouts can move off Localpayment?
Tell us the countries you pay through Localpayment and how your customers get paid there. We reply with what the Payments API serves for each, so you can set a Unigox quote beside your Localpayment rate.
Localpayment and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.