Airtm alternative for cashing out the USDT you hold
Airtm offers a US account number in most of its countries, Payoneer withdrawals and a USDC balance with a card; stay for those. For USDT or USDC you want as local money in your bank, Unigox is the Airtm alternative.
When Unigox fits better than Airtm
Your money is in USDT, not USDC
Send the USDT to Unigox from the wallet or exchange that holds it and sell it for local money in one trade. Airtm keeps dollar balances and runs its P2P network in USDC, and takes USDT directly only on Ethereum.
You want one rate, not a fee set by your history
Unigox shows one rate for your amount, with its fee inside. Airtm also shows a net rate before you confirm. It builds that rate from a service fee, an escrow fee and the cashier's commission, set from your past activity.
When to stay with Airtm
Clients pay you into a US bank account
In most countries it serves, Airtm gives people outside the United States a US account number for ACH, wire and FedNow payments, after an extra identity check. It also connects to Payoneer, so you can withdraw a Payoneer balance into Airtm.
You keep a USDC balance and spend from it
Airtm holds a USDC balance, takes top-ups from Mercado Pago, Ualá or an Argentine bank, and offers a virtual Visa card for spending it online.
Airtm's rate can pay more in pesos or reais
For a 500 USDT sale, Airtm's published net withdrawal rate can pay more per dollar than a Unigox quote in Argentine pesos and reais, and less in Mexican pesos. Compare both on the day you sell.
You live in the United States
Unigox does not currently offer its services in the United States, where Airtm still pays people who earn through its partner platforms, sending each payout straight to the payout method they set up.
Airtm vs Unigox: a USDC wallet or a USDT sale
| Topic | Airtm | Unigox |
|---|---|---|
| What it is | A wallet that holds your balance in USDC, and euros as EURC, with a US account number, a virtual Visa card and a P2P network of cashiers for adding and withdrawing money. | A place to swap stablecoins with local money. Each trade is filled by an individual P2P merchant or a payment business. |
| Which stablecoin you move | USDC on Stellar, Ethereum, Solana, Avalanche or Optimism; USDT only on Ethereum. Other coins and networks go through cashiers. | USDT or USDC, sent to your Unigox Wallet from another wallet or an exchange and sold from there. |
| How local money reaches you | A cashier or a bank transfer:
| The P2P merchant or payment business that takes your sale pays the account you name. |
| Where the crypto sits during a trade | Airtm holds the USDC in escrow until both sides confirm. On a withdrawal, you release it to the cashier once the money is in your account. | During a trade the crypto sits in an on-chain escrow that Unigox can release only to the buyer or the seller. |
| Fees and price | Set from your past activity. A P2P trade carries a service fee and a fixed escrow fee to Airtm plus the cashier's commission; a direct bank withdrawal carries a service fee and a transfer fee. | One rate for your amount, with the Unigox fee inside it, shown before you confirm. |
| Identity check | An ID to open the account, and a further check for the US account number and the card. | Photo ID and a live selfie before your first trade, whatever the amount. |
| Regulation | Airtm is registered with FinCEN as a money services business. In Argentina, AirConnect LLC is registered with the CNV as a virtual asset service provider. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxMoving a sale from Airtm to Unigox
Verify your identity
Open a Unigox account first: the photo ID and live selfie check comes before you sell any of the USDT you hold.
Bring the stablecoins over
On the Unigox sell form choose an outside wallet or exchange, pick the network and copy the deposit address. From Airtm, USDT leaves only on Ethereum; USDC also leaves on Solana, Avalanche, Optimism or Stellar. Send on a network the Unigox form lists. Airtm deducts its service fee and the network fee.
Sell and get paid
Pick your currency and the account to be paid, and accept the rate for your amount. When a P2P merchant pays you, confirm in Unigox that the money arrived.
Questions from Airtm users
What is a good Airtm alternative for cashing out USDT?
If you hold USDT or USDC and want local money in a bank account, Unigox is one: you sell at the rate it shows for your amount, with its fee inside. Keep Airtm if you need its US account number or its card.
How are Airtm fees calculated?
Airtm sets its fees from your past activity. A P2P trade carries a service fee, a fixed escrow fee and the cashier's commission; a direct bank withdrawal carries a service fee and a transfer fee. Airtm shows the net rate with these included.
Are there apps like Airtm for selling stablecoins?
Unigox works in any browser and on Android, through Google Play or an APK; its iPhone app is listed only in Canada's App Store. It swaps stablecoins with local money through P2P merchants and payment businesses.
Who are Airtm's competitors for freelancers?
Payoneer and Wise compete with Airtm for dollar income paid out to a bank account. P2P markets such as Binance P2P compete for stablecoin cash-outs, where another person buys your coins. Unigox belongs to the second group: you sell USDT or USDC, and a P2P merchant or a payment business pays your bank account.
Read the Payoneer comparisonIs Airtm safe, and how does Unigox hold funds during a sale?
Airtm is registered with FinCEN as a money services business and holds the USDC in escrow while a P2P trade runs. On Unigox, the Terms set how a sale is held. During a trade the crypto sits in an on-chain escrow that Unigox can release only to the buyer or the seller.
Price your sale before you use Airtm
Enter your amount on Unigox to see what it pays, fee included, then hold it against Airtm's net rate the same day.
Airtm and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.