MiniPay alternative: apps like MiniPay for cashing out USDT
MiniPay cashes out Celo stablecoins only through partners in its app. Among apps like MiniPay, Unigox is for selling USDT or USDC: a P2P merchant or a payment business buys it and pays your bank or mobile money account.
When to stay with MiniPay
You send money to people by phone number
MiniPay sends stablecoins to another MiniPay user's phone number. MiniPay says a send lands in about 5 seconds and costs under $0.01 in network fees.
You pay bills and shop from the balance
Mini Apps inside MiniPay pay bills and top up airtime from the balance. In select markets the MiniPay Card, a digital Visa debit card, spends it wherever Visa is accepted.
Clients pay you into USD or EUR account details
MiniPay's virtual accounts, from its partner NOAH, take USD and EUR payments after an identity check, charge $1 plus 1% or €1 plus 1% per deposit, and land as USDT or USDC.
MiniPay and Unigox, from stablecoin to local money
| Topic | MiniPay | Unigox |
|---|---|---|
| What it is | A stablecoin wallet from Blueboard Limited, an Opera group company, also built into the Opera Mini browser. You send to phone numbers. | A place to sell and buy USDT and USDC for local money, with a P2P merchant or a payment business on the other side. |
| Stablecoins and network | USDT, USDC and cUSD on the Celo network only; its wallet address takes no other coin or network. | USDT and USDC, sent in from another wallet or an exchange on a network the Unigox deposit screen lists. |
| Sending out of the wallet | Only to other MiniPay wallets for now. | You can move USDT or USDC between Unigox and an outside wallet before or after a trade. |
| Cashing out to local money | Through ramp partners built into the app, each under its own terms. MiniPay itself does not exchange crypto for money. | Sold to a P2P merchant or a payment business and paid to your bank or mobile money account. During a trade the crypto sits in an on-chain escrow that Unigox can release only to the buyer or the seller. |
| Cash-out cost | Set by the partner you pick. MiniPay charges nothing beyond the Celo network fee. Some partners in select markets withdraw at zero fee but may take a small spread. The local-money balance in the app is approximate. | The Unigox fee is inside the rate for your amount, shown before you confirm the sale. |
| What you need to start | A phone number and a Google account. An identity check for virtual accounts, and for the card where its programme requires one. | Identity verification before your first trade, at any amount. |
| Regulation | MiniPay's terms are with Blueboard Limited under Norwegian law. The partners that exchange money work under their own terms. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxCash out new stablecoin income on Unigox in three steps
Verify outside MiniPay
Open a Unigox account and pass the ID check before your first trade.
Have USDT or USDC sent to Unigox
Give your Unigox Wallet address to the client who pays you, or withdraw to it from an exchange, on a network the Unigox deposit screen lists.
Sell for local money
Choose your currency, add the bank or mobile money account to be paid, and accept the rate.
Apps like MiniPay: questions about cashing out
What are apps like MiniPay for selling USDT?
Apps that buy your USDT or USDC for local money include exchange P2P markets and services such as Unigox, where a P2P merchant or a payment business buys it and pays your bank or mobile money account. MiniPay itself is built for sending to phone numbers and paying bills from a stablecoin balance, and it cashes out through partners in its app.
MiniPay review: what does it do well, and what are its limits?
It sends stablecoins between MiniPay users by phone number in about 5 seconds for under $0.01, backs the wallet up to your Google account, and connects you to partners who top it up and cash it out. It holds only USDT, USDC and cUSD on Celo, and for now sends only to other MiniPay wallets.
Can I move my MiniPay balance to Unigox?
Not directly: MiniPay's help centre says it sends only to other MiniPay wallets for now. Cash out a MiniPay balance with its own withdraw option. Have new USDT or USDC sent to your Unigox Wallet on a network its deposit screen lists.
What does MiniPay charge to cash out stablecoins?
MiniPay charges no fee of its own beyond the Celo network fee. The partner you pick sets the cost, and MiniPay says some partners in select markets withdraw at zero fee but may take a small spread. On Unigox, the fee sits inside the rate quoted for your amount before you accept a sale.
Route your next stablecoin payment to Unigox
A MiniPay balance stays on Celo and leaves through MiniPay's partners. New USDT or USDC can come to your Unigox Wallet instead, and the sale screen shows what your amount pays in local money, Unigox fee inside, before you confirm.
MiniPay and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.