USDT
Buy Soon
Sell Soon

Send money to China from Nigeria. They receive CNY.

Choose NGN bank transfer, USDT or USDC for the same CNY invoice.

1 CNY ≈ ₦199.87

Indicative reference rate, updated . Your payable amount is confirmed against your invoice before you fund.

Create the Nigeria-to-China payment

Enter the invoice in yuan and choose how you would fund it.

Fund it with

You send about

₦ 1,998,721

1 CNY ≈ ₦199.87

They receive¥10,000

A Nigeria to China transfer here is built around the amount your recipient must receive in yuan, not around a currency you buy first. Fund with NGN bank transfer or stablecoins in your Unigox Wallet, then follow the order from one place.

  • NGN bank transfer
  • USDT or USDC wallet funding
  • CNY received in China

Nigeria funds the order. The recipient gets CNY.

Use a Nigerian bank transfer or stablecoins already in your Unigox Wallet while the supported destination in China receives the invoice amount in yuan.

You fund
NGN · USDT · USDC
They receive
CNY in China
You track
Invoice + status
NGN

NGN

Nigerian bank transfer

You fund
USDT

USDT

Native Unigox Wallet

You fund
USDC

USDC

Native Unigox Wallet

You fund
One route

Recipient gets

China

CNY

The exact yuan stated on the invoice, paid to the recipient in China.

The short answer

What is the direct way to send money from Nigeria to China?

NGN / WALLETCNY

Use a supported cross-border payment flow that prices the recipient's CNY amount before funding. With Unigox, you add the recipient, enter the invoice amount and purpose, choose NGN or a wallet balance, and review the order before paying.

The service is designed for payments to third parties. Recipient verification, KYC and route availability are checked as part of the flow.

Open payment flow

Have the China payment facts ready once

A few accurate details make the first payment easier and help keep later invoices organised around the same supported recipient.

  1. 01

    Recipient name

    Use the official or account name supplied for the supported Chinese destination, not an unexplained intermediary.

  2. 02

    Bank destination

    Copy the recipient's bank details carefully; eligibility and required fields are checked inside the flow.

  3. 03

    Invoice and purpose

    Bring the exact CNY total, payment purpose, relationship and any reference your records need.

  4. 04

    Preferred funding

    Decide whether to start from NGN, USDT or USDC. You can review the required source amount before funding.

Recipient checks support the payment route; they do not replace your own due diligence on goods, contracts, shipping or the commercial relationship.

Start a Nigeria-to-China payment

One destination amount, two convenient funding paths

  1. Step 01

    Pay with naira

    Use a Nigerian bank transfer and the exact payment reference shown for the order.

  2. Step 02

    Pay from your wallet

    Choose USDT or USDC held in your native Unigox Wallet and review the required amount.

  3. Step 03

    Keep the context

    Recipient, purpose, invoice reference and status remain attached to the payment.

From recipient details to a tracked CNY payment

  1. 01

    Add the recipient

    Choose the supported China destination and enter the recipient details exactly as provided.

  2. 02

    Enter the CNY invoice

    Add the amount, purpose, relationship and optional invoice reference before pricing.

  3. 03

    Choose how to fund

    Use NGN bank transfer or select USDT or USDC from your native Unigox Wallet.

  4. 04

    Review and follow the payment

    Confirm the exact source and destination amounts, then follow the status from the same flow.

Pay from where your money already is

Nigerian naira

NGN bank transfer

Fund from a Nigerian bank

  • Use the account shown for this order
  • Track the transfer in the same flow
  • Recipient receives the quoted CNY total
Tether USDUSD Coin

Unigox Wallet

Choose USDT or USDC

  • Choose USDT or USDC
  • Review the required wallet amount
  • Switch to NGN before funding

Stablecoin rates and top-ups

01

What you need before sending

Ask the recipient for the supported destination details and confirm the name against the invoice. Keep the invoice or purpose reference available before you start.

  • Recipient's legal or account name
  • Supported Chinese bank details
  • Invoice amount in CNY
  • Payment purpose and relationship
02

Designed for Nigerian importers, businesses and individuals

The primary use case is a Nigerian business paying a factory, vendor, freight partner or other commercial recipient in China. Saved recipients and invoice references make repeat payments easier to organise.

Private individuals can also make supported third-party payments. The same quote, verification and status controls apply; the product does not hide the payment conditions behind a manual chat.

Built for the way Nigeria pays China

Two market facts shape the flow: China is a major sourcing corridor, and Nigerian businesses increasingly fund international payments digitally.

A high-volume trade corridorNigeria's official trade data consistently places China among the country's most important import origins.
Funding that matches real balancesThe same invoice can start from a Nigerian bank or from USDT and USDC already held in a Unigox Wallet.

Questions about sending money from Nigeria to China

01Can I send money to China from Nigeria in naira?

Yes, you can pay a China invoice from Nigeria in naira. Choose NGN bank transfer, review the quote, then use the Nigerian collection account and reference shown for the order.

02Can I pay from USDT or USDC?

Yes, a supplier invoice can be funded from USDT or USDC instead of naira. Choose Unigox Wallet and select either one; the recipient still receives the CNY amount stated on the invoice.

03Do I need the recipient's crypto address?

No, the recipient never needs a crypto address: they are paid through the supported China payout destination. Stablecoin is only a funding option from your own Unigox Wallet.

04Can I save a recipient for the next payment?

Yes, a recipient can be saved and reused once the required checks clear. New invoice details are entered for each payment.

Send the CNY amount your recipient expects

Open the payment flow, add the recipient and compare NGN, USDT or USDC before funding.

Start a Nigeria-to-China payment

Related Nigeria–China guides

Built primarily for businesses

Importers and repeat supplier payers use this flow most. Supported private third-party payments run the same checks and the same quote.