Coinsbuy alternative for withdrawals to bank accounts
Coinsbuy's API pays clients only to blockchain addresses and Coinsbuy wallets. Unigox takes USDT or USDC deposits and pays withdrawals to clients' bank or mobile money accounts in currencies it serves. Keep Coinsbuy for bitcoin, other coins and crypto payouts.
When to stay with Coinsbuy
You accept bitcoin, dogecoin and other coins
Coinsbuy takes bitcoin, ether, XRP, litecoin, dogecoin and other coins next to USDT and USDC, and every deposit comes with a hosted payment page and a QR code. Unigox accepts only USDT and USDC, on a checkout your own developers build.
Your clients withdraw in crypto
Coinsbuy payouts go to any blockchain address, with a low, medium or high network fee and an approval step for staff you choose, and a stablecoin received on one blockchain can leave on another. Unigox pays clients through the Payments API, in local money.
You want every payment converted on arrival
A Coinsbuy merchant wallet can be held in EUR or USD, and each incoming payment is converted into that currency automatically. On Unigox, USDT arrives as USDT and USDC as USDC; you convert and withdraw in an available local currency when you decide to, such as USDC to EUR or GBP.
Coinsbuy next to Unigox: deposits, fees, payouts
| Topic | Coinsbuy | Unigox |
|---|---|---|
| Deposit address | A unique deposit address per customer with your tracking ID. A deposit with no amount or expiry keeps taking payments. On a merchant-wallet deposit with limits (a lifetime of up to 30 days or an amount), a late or excess payment is marked Unresolved. | One reusable address per client under your customer reference, credited at the amount actually sent. |
| Coins and networks | USDT on Ethereum, Tron, BNB Smart Chain, Solana, TON, Polygon, Arbitrum, Avalanche and Optimism. USDC on Ethereum, Base, Arbitrum, Polygon, Optimism, Solana, BNB Smart Chain, Avalanche and Algorand. | Crypto processing takes stablecoin payments on the major EVM networks (Ethereum, Base, Arbitrum, Polygon, Optimism, BNB Smart Chain, Avalanche, Unichain and HyperEVM), Robinhood Chain, Tron, TON and Solana. Which stablecoins a business accepts on each network is agreed during setup. |
| Pricing | No fee schedule on the site. The terms allow a one-time onboarding fee disclosed during onboarding, invoiced transaction fees, and a fee of at least 200 USD if Coinsbuy agrees to recover an unsupported asset sent to you. | Crypto processing is priced for your company. Each Payments API quote shows the rate, the Unigox fee and the total before the order. |
| Fiat from the balance | Wallet balances in EUR or USD by automatic conversion; EUR leaves by SEPA or SWIFT wire. | Hold the stablecoins, send them to your own wallet, or convert them to EUR or GBP and withdraw, using the withdrawal services open to your company. |
| Paying a client out | The API pays to a blockchain address, one of your own Coinsbuy wallets or a Coinsbuy deposit. The site promises payouts in any currency your end user asks for, but the API documentation lists no bank payout. | Unigox quotes each withdrawal in the client's currency with the rate and fee shown, then pays their bank or mobile money account from the USDT or USDC in your partner wallet. Each client passes a Unigox identity check before the first payout. |
| Integration | REST API version 3 with OAuth 2.0 tokens and a sandbox; deposit callbacks are signed with HMAC-SHA256. | Your developers connect crypto processing to your own checkout and update records from payment notifications. The Payments API authenticates with an X-API-Key header and has a sandbox with the same endpoints as production. |
| Regulation | Not published. The terms name Coinsbuy PA S.A., incorporated in Panama, and no regulator or registration. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxSwitch your Coinsbuy withdrawals to the Payments API
Bring deposit totals and withdrawal countries
Bring your Coinsbuy deposit totals by network and the countries your clients ask to withdraw to. Your company passes KYB, and the call sets pricing and API access.
Reuse your tracking IDs
Each Coinsbuy deposit carries the tracking ID you set. Send that ID as the Unigox customer reference and give every client one reusable address that keeps it for later top-ups.
Pay withdrawals through the Payments API
Top up your partner wallet with USDT or USDC from the deposits. Each client you pay out first passes an identity check with Unigox: an ID and a selfie, a reused Sumsub or Persona check, or a Unigox verification link. Then quote each withdrawal to their bank or mobile money account, and run it in the sandbox before the first real order.
Coinsbuy questions
What is Coinsbuy, and when does Unigox replace it?
Coinsbuy is a crypto processing service run by Coinsbuy PA S.A. of Panama, sold to forex and CFD brokers, merchants, crypto brokers and other businesses. Unigox takes over the part where clients deposit USDT or USDC and expect their withdrawals in local money at a bank or mobile money account.
What does the Coinsbuy API let you do?
Version 3 creates deposits and payouts, authenticates with OAuth 2.0, signs callbacks with HMAC-SHA256 and has a sandbox. Its payouts go to blockchain addresses or other Coinsbuy wallets. The Unigox Payments API adds payouts to a client's bank or mobile money account.
See the Payments APIDoes Coinsbuy publish its fees?
Coinsbuy publishes no fee schedule. Its terms allow a one-time onboarding fee disclosed during onboarding, invoices for transaction fees, and a recovery fee of at least 200 USD when Coinsbuy agrees to recover an unsupported asset. Unigox agrees crypto processing pricing per company, and every Payments API quote shows its fee.
Add local withdrawals next to your crypto deposits
List the countries where your clients would rather withdraw to a bank or mobile money account than to the crypto address Coinsbuy pays. On the call we confirm which of them the Payments API pays and which deposit networks your company gets.
Coinsbuy and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.