How to buy USDT with Thai Baht (THB): bank transfer from any Thai bank (2026)
Published on 14th of October 2026 by Unigox Team
You can now buy USDT with Thai baht on Unigox. Send a normal bank transfer from any of 18 Thai banks, including KBank, SCB, Bangkok Bank and Krungthai, and the USDT lands in your own wallet within minutes. The first trades on the new route completed in one to three minutes.
On 14 October 2026, 10,000 THB bought 294.7 USDT on Unigox, all-in, with no separate fee. A card purchase of the same 10,000 THB on MoonPay returned 274 to 276 USDT, about 20 USDT less.
This guide covers how it works, what it costs, and how it compares with the other ways to buy USDT in Thailand.
THB to USDT: quick answer
How much USDT your baht buys at the Unigox rate on 14 October 2026 (1 USDT = 33.94 THB, fees included):
| You send | You get (approx.) |
|---|---|
| 1,000 THB | 29.5 USDT |
| 5,000 THB | 147.3 USDT |
| 10,000 THB | 294.7 USDT |
| 25,000 THB | 736.6 USDT |
| 50,000 THB | 1,473 USDT |
The rate follows the USD/THB market and updates continuously. The live quote is on the THB to USDT converter and on the confirmation screen before you pay.
How to buy USDT with Thai baht on Unigox
- Open the THB to USDT page and enter how many baht you want to spend.
- Pick your bank from the list. Any of the 18 Thai banks below works.
- Verify your identity once if you have not already. It takes a few minutes and is needed for every account.
- You get a Thai bank account to pay into. It is held in Unigox's own name, not a stranger's personal account.
- Transfer the exact amount from a bank account in your own name, within the 15-minute payment window.
- Confirm the payment and upload the e-slip from your banking app if you are asked for it.
- The USDT is released to your Unigox wallet as soon as the baht is matched, usually within minutes.
Your wallet is non-custodial: Unigox does not hold your keys. You can keep the USDT there or send it on to another wallet or exchange.
Which Thai banks can I pay from?
Bank transfer from any of these banks:
- Bangkok Bank
- Kasikornbank (KBank)
- Siam Commercial Bank (SCB)
- Krungthai Bank
- Bank of Ayudhya (Krungsri)
- TMBThanachart Bank (ttb)
- Government Savings Bank (GSB)
- Bank for Agriculture and Agricultural Cooperatives (BAAC)
- Government Housing Bank (GHB)
- UOB Thailand
- CIMB Thai Bank
- Kiatnakin Phatra Bank (KKP)
- TISCO Bank
- Land and Houses Bank (LH Bank)
- Standard Chartered Bank (Thai)
- ICBC (Thai)
- Thai Credit Bank
- Islamic Bank of Thailand
PromptPay QR is not supported yet. Pay by bank transfer to the account number shown in the trade.
Fees: what you actually pay
There is one number: the rate on the quote. Unigox adds no trading fee, deposit fee or bank fee on top of it. What you see on the confirmation screen is the USDT you receive.
That rate sits about 1% above the USD/THB mid-market rate. The difference covers the Thai collection account and settlement, and it is the whole cost.
THB to USDT compared: 10,000 baht across Thailand's options
We priced 10,000 THB → USDT on 14 October 2026 at 08:42 UTC, and every figure below is the final amount of USDT in your own wallet. For each exchange we filled 10,000 THB against its public order book, took off its published trading fee on THB pairs, and then took off its fee to withdraw USDT on the cheapest network. Thai baht deposits are free on Upbit Thailand and Binance TH. The Unigox figure is the live offer, with nothing else to pay. MoonPay is its public card quote. We also checked Binance P2P and Bybit P2P for THB buy ads.
| Route | Final USDT in your wallet (10,000 THB) | All costs included | What it takes |
|---|---|---|---|
| Mid-market reference (USD/THB 33.58) | 297.8 | - | Reference only |
| Upbit Thailand | 298.0 | Order book 33.50, 0.15% trading fee, free USDT withdrawal on Tron | Upbit TH account, deposit baht, place the trade, withdraw (min 3 USDT) |
| Bitkub | 297.4 | Order book 33.53, 0.25% trading fee, ~0.1 USDT withdrawal | Bitkub account, deposit baht, place the trade, withdraw |
| Binance TH | 297.3 | Order book 33.55, 0.25% trading fee, 0.01 USDT withdrawal on BSC (1.5 on Tron) | Binance TH account, deposit baht, place the trade, withdraw (min 3 USDT) |
| Bitazza | 297.3, minus its withdrawal fee | Order book 33.55, 0.25% trading fee; USDT withdrawal fee not published | Bitazza account, deposit baht, place the trade, withdraw. New accounts: withdrawals held 24 hours after the first deposit |
| Unigox | 294.7 | All-in rate 33.94, no trading, deposit or withdrawal fee | One bank transfer from your bank, USDT straight into your own wallet within minutes |
| MoonPay (card, on Tron / Ethereum) | 274.0 / 276.4 | ~424 THB card fee plus 69–157 THB network fee | Card payment |
| Binance P2P / Bybit P2P | No THB offers | - | No THB buy ads listed on 14 Oct 2026 |
What each option charges
| Platform | Fee to buy USDT with THB | Fee to get the USDT out |
|---|---|---|
| Unigox | None on top of the rate (rate ~1.1% over mid-market) | None. The USDT is already in your own wallet |
| Upbit Thailand | 0.15% on THB pairs, GST included | Tron free; Aptos or Kaia 0.1 USDT; Ethereum 4 USDT |
| Bitkub | 0.25% on THB pairs | ~0.1 USDT |
| Binance TH | 0.25% on THB pairs (0.1% on crypto-to-crypto), VAT included | BSC 0.01; Ethereum 0.5; Tron 1.5 USDT |
| Bitazza | 0.25% standard (up to 75% off when paid in FDM tokens) | Not published; withdrawals held 24 hours after a new account's first deposit |
| Orbix (KBank group) | 0.25% per trade | By network |
| InnovestX (SCBX) | 0.1% on USDT/THB on weekdays, 0.2% otherwise | By network |
| MoonPay (card) | ~4.2% card fee | Network fee, plus the spread inside the quoted price |
Exchange fees are from each platform's published schedule as of October 2026. Promotions and VIP tiers can lower them.
How to read this table
- The Thai exchanges come out about 1% ahead, all fees included. Upbit Thailand delivers about 3.4 more USDT per 10,000 THB. Bitkub, Binance TH and Bitazza deliver about 2.6 more. That assumes you already have a verified account there, deposit baht, place the order yourself and withdraw on the cheapest network.
- Unigox is the simpler path. You need no exchange account, no order book and no withdrawal step. You make one bank transfer and the USDT arrives in a wallet you control, within minutes. You don't need to wait for an exchange account to be approved, and new-account withdrawal holds don't apply.
- On small amounts, Unigox comes first. Upbit Thailand and Binance TH won't let you withdraw less than 3 USDT (about 100 THB). On 100 THB, Bitkub's withdrawal fee leaves you with 2.87 USDT against 2.95 on Unigox. The Unigox minimum is 40 THB.
- Card on-ramps cost the most. MoonPay gave about 20 USDT less for the same 10,000 THB, roughly 7% of the purchase.
- Global P2P has dried up for baht. Binance P2P and Bybit P2P listed no THB buy offers when we checked.
Rates move all the time. Use this as a snapshot, and judge any on-ramp the same way: fix the amount you spend, then compare how many USDT end up in your own wallet and how long that takes.
Is it legal to buy USDT in Thailand?
USDT is a recognised digital asset in Thailand. In March 2025 the Thai SEC added USDT and USDC to its list of approved cryptocurrencies for licensed exchanges.
On Unigox your baht goes by bank transfer to a Thai bank account held in Unigox's own name, provided through a licensed payment partner. It is never sent to a private person. Unigox Network Corp is registered as a Money Services Business with FINTRAC in Canada. Every account goes through identity verification.
Keep your own records of what you buy and when. Thai tax rules for digital assets have changed several times, so check your position with a tax adviser if you trade in size.
Safety tips
- Only pay to the account number shown inside your Unigox trade, never to details sent by chat, email or social media.
- Send the exact amount shown, from a bank account in your own name.
- Pay within the 15-minute payment window. A late transfer may not match automatically and will need support to sort out.
- Start small if it is your first time. The minimum order is 40 THB.
- Before you send USDT on from your wallet, check that the receiving address and network match.
FAQ
How much USDT is 10,000 baht?
On 14 October 2026, 10,000 THB bought 294.7 USDT on Unigox, fees included. The amount moves with the USD/THB rate. Check the live quote on the THB to USDT page before you pay.
What is the cheapest way to buy USDT in Thailand?
With every fee counted, Upbit Thailand gave the most USDT in our 14 October 2026 snapshot: about 298.0 for 10,000 THB, against 297.3 to 297.4 on Bitkub, Binance TH and Bitazza and 294.7 on Unigox. That assumes you already have a verified, funded exchange account and withdraw on the cheapest network. Unigox needs only a bank transfer, with no exchange account or withdrawal step, and beats Upbit Thailand, Binance TH and Bitkub on amounts around 100 THB. Card on-ramps such as MoonPay were the most expensive, at about 7% fewer USDT.
How much does Binance charge to buy USDT with Thai baht?
Binance TH, the licensed Thai Binance, charges 0.25% on THB pairs, VAT included. Withdrawing USDT then costs 0.01 USDT on BSC, 0.5 on Ethereum or 1.5 on Tron. On 14 October 2026, 10,000 THB came to about 297.3 USDT in your wallet after the trading fee and a BSC withdrawal. Binance P2P had no THB offers that day.
How much does Bitkub charge to buy USDT?
Bitkub charges a 0.25% trading fee on THB pairs, plus a USDT withdrawal fee of about 0.1 USDT. On 14 October 2026, 10,000 THB came to about 297.4 USDT after both fees.
Is there a fee on top of the rate?
No. The rate on your quote already includes Unigox's cost. There is no separate trading, deposit or bank fee from Unigox.
How long does it take to receive USDT?
Usually a few minutes. The first trades on the new route took one to three minutes from opening the order to USDT in the wallet. You have 15 minutes to make the bank transfer after you open the trade.
Can I pay with PromptPay?
Not yet. Pay by regular bank transfer from any of the 18 supported Thai banks to the account number shown in your trade.
What is the minimum and maximum?
The minimum is 40 THB. The maximum per order depends on the liquidity available at that moment and is shown on the quote screen before you pay.
Do I need to verify my identity?
Yes, once. Every Unigox account completes identity verification before trading. Pay from a bank account in your own name.
Can I sell USDT for Thai baht on Unigox?
Not yet. THB is buy-only for now: Thai baht in, USDT out.
Is buying USDT legal in Thailand?
USDT is on the Thai SEC's list of approved cryptocurrencies, added in March 2025. On Unigox you pay by bank transfer into a Thai account in Unigox's own name, provided through a licensed payment partner.
Buy USDT with Thai baht now
Open the THB to USDT converter to see the live rate. Pick your bank and pay by transfer, and the USDT lands in your wallet in minutes.
Related guides
- Cheapest way to buy USDC in Europe? We compared €100 across on-ramps
- ZAR to USDT: Buy and Sell Tether with South African Rand (2026)
- How to Buy and Sell USDT in India with UPI and IMPS (2026 Guide)
About Unigox: Unigox is a stablecoin on-ramp and off-ramp. People use it to buy and sell USDT against local currencies, including Thai baht, by local bank transfer into a non-custodial wallet.
Written by Unigox Team
← Back to blog
