Taptap Send alternative when sending USDT home
Taptap Send turns a debit card payment into mobile money, a bank deposit or cash. When the money is already USDT, your relative receives it on Unigox and sells it for local money. Card payers do better with Taptap Send.
When to stay with Taptap Send
You pay by debit card into M-Pesa or a Kenyan bank
From the UK, the EU, the US, Canada, Australia or the UAE, Taptap Send pays M-Pesa, Airtel Money or any Kenyan bank with no transfer fee, and says 95% of its transfers arrive in under a minute. A Unigox sale can start only once the money is USDT or USDC.
You send euros to a CFA franc country
From France, Taptap Send converts euros to CFA francs at the fixed rate of 655.957 to the euro, with a flat fee of up to 2 EUR and none to Senegal. On Unigox the rate comes from whoever buys the USDT, with the Unigox fee inside it, so it will not match a fixed peg.
Your family collects cash or will not open an account
Taptap Send also delivers to a cash pickup agent, by courier to the door or to a debit card, and for a bank deposit or most mobile money wallets the recipient does nothing. On Unigox, whoever sells the USDT verifies their identity before the first sale.
Card transfer or USDT: Taptap Send and Unigox compared
A Taptap Send transfer starts on the sender's card. The Unigox route starts with USDT the sender holds, which a relative receives and sells. Both end as local money in a mobile money or bank account at home.
| Topic | Taptap Send | Unigox |
|---|---|---|
| Paid in with | A debit card, the most used option. Credit cards in the UK and most of the eurozone, not in the US, Canada, the UAE or Australia. No stablecoin option is listed. | USDT or USDC sent to the relative's Unigox Wallet from an exchange or another wallet. |
| Who opens an account | The sender. For mobile money and bank deposits the recipient does nothing, though some mobile money services ask them to verify their identity first. | The relative who sells the USDT. They pass identity verification before the first sale, at any amount. |
| How it arrives | Mobile money, bank transfer, pay to card, cash pickup or home delivery, by country. In Kenya: M-Pesa, Airtel Money or any bank. | In the account the seller names, paid by the P2P merchant or payment business that buys the USDT. During a trade the crypto sits in an on-chain escrow that Unigox can release only to the buyer or the seller. |
| Fees | Shown before you confirm. With no transfer fee, Taptap Send earns a margin on the exchange rate. Some routes add a fee: from the UK to Pakistan, 0.99 GBP under 125 GBP. | No separate fee line: the Unigox fee is inside the rate the seller accepts. Sending the USDT to their wallet can add a withdrawal or network fee, charged by the exchange or wallet you send from. |
| Speed | Its Kenya page says 95% of transfers arrive in under a minute. Bank deposits depend on the country and bank; pay to card takes 30 minutes to 48 hours. The rate locks when you confirm. | No set time. It depends on who buys the USDT and how fast their payment reaches the seller's account. |
| Regulation | Taptap Send UK Limited is authorised by the FCA as an e-money institution (FRN 900842). The Canadian company is registered with FINTRAC as a money services business; the US company with FinCEN, NMLS ID 2108069. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxSend home in USDT instead of by card
Your relative signs up and verifies
The person at home signs up on Unigox and verifies their identity, which is required before the first sale.
You send USDT to their deposit address
Send USDT or USDC to the deposit address in their Unigox Wallet, on the network that address is for. A wrong token or network can lose the funds.
They sell to their mobile money or bank
They pick their currency, add their mobile money or bank details and accept the rate. If a P2P merchant pays, they confirm the payment so the trade closes.
Taptap Send or Unigox: questions
What is a Taptap Send alternative if I hold USDT?
Unigox, when the money already sits in USDT. Your relative verifies their identity on Unigox, you send the USDT to the deposit address in their wallet, and they sell it to a buyer who pays their bank or mobile money account. Money still on your debit card arrives faster through Taptap Send.
Do apps like Taptap Send take USDT?
Taptap Send does not. It takes debit cards, credit cards in the UK and most of the eurozone, local methods such as iDEAL in the Netherlands, Sofort in Germany and Bancontact in Belgium, and in some countries a Taptap Send Wallet balance, open to verified users. On Unigox your relative receives the USDT and sells it to a P2P merchant or a payment business, who pays their account.
How much does Taptap Send charge per transfer?
It depends on the sending country, the destination, the amount and the delivery method. Transfers to Kenya carry no transfer fee, and Taptap Send earns a margin on the rate instead; from the UK to Pakistan it charges 0.99 GBP under 125 GBP. Local mobile money and bank services may deduct their own cash-out fees. On Unigox the fee sits inside the rate of the sale. The exchange or wallet you send the USDT from may charge its own fee.
Which money transfer apps compete with Taptap Send?
Remitly, WorldRemit, Sendwave, LemFi and Paysend are other money transfer apps, and we compare each with Unigox. For money that is already USDT, Unigox: the person at home sells it for local money paid to their own account.
Read the Paysend comparisonCheck the rate your family would get
A currency page shows the reference rate for USDT today. The sale screen then shows your relative the rate for their exact amount, fee inside, before they confirm.
Taptap Send and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.