Paysend alternative for money paid to you in USDT
Paysend sends money from your card to a card or account abroad. If you are paid in USDT or USDC, Unigox is a Paysend alternative: you sell it for local money. To send from your own card, stay with Paysend.
When Unigox fits better than Paysend
A client pays you in USDT or USDC
Paysend starts every transfer from a card, Apple Pay, Google Pay or a local payment method in the sender's country. It lists no way to pay with stablecoins. On Unigox you deposit the USDT or USDC, sell it, and the local money is paid to your account.
The money you would send home is already USDT
With Paysend you would first sell the USDT somewhere else and pay the transfer from a card. Instead, send the USDT to the person at home: once they pass the Unigox identity check, they sell it for their own currency.
When to stay with Paysend
You send from your card to family abroad
You pay by card, Apple Pay or Google Pay, see the fee and rate before you confirm, and Paysend delivers to a card, bank account or wallet abroad. No crypto is involved at any step.
The person receiving should not need to sign up
Paysend pays to the recipient's Visa or Mastercard card without them opening a Paysend account. On Unigox, the person who sells the USDT verifies their identity first.
Someone abroad wants to send you money from their card
Paysend Request lets you ask another Paysend account holder for an amount in your currency. They approve it in their app, accept the rate and fee, and the money goes to your card or account. Paysend's terms keep this to personal transfers, not payments for work.
You are sending from the United States
Unigox does not currently offer its services in the United States, where Paysend sends through its own money transmitter company and, in some states, through Cross River Bank.
Paysend vs Unigox
A Paysend transfer starts with money on a card; a Unigox sale starts with USDT or USDC. Both end with local money in someone's account, and that is the job compared here.
| Topic | Paysend | Unigox |
|---|---|---|
| What it is | A money transfer app: card money in one country, paid out to a card, bank account or wallet in another. Under its UK and EEA terms a transfer can also be sent as stablecoins, such as USDC, to a wallet address. | A service where you sell USDT or USDC for local money, to an individual P2P merchant or to a payment business. |
| What you start with | Money on a debit or credit card, Apple Pay, Google Pay or a local payment method in the sending country. | USDT or USDC that you deposit from an exchange or another wallet. |
| Where the money lands | A Visa, Mastercard or UnionPay card, a bank account or a digital wallet, depending on the country. Kenya gets all three; Ukraine gets cards, and bank accounts when sent from Canada or Poland. | The account you name when you sell, paid by the P2P merchant or payment business that takes your sale. |
| Who needs an account | Only the sender, who signs up with a mobile number, name, date of birth and home address, and whose identity Paysend verifies. The recipient needs no Paysend account. | The person selling, who takes a photo of their ID and a short selfie before the first sale, at any amount. |
| Fees | A fee and exchange rate shown before you confirm; the fee depends on where you send from and to and how you pay. For 100 USD from the United States to a card in Ukraine, the calculator shows a fee of 1.99 USD. | No separate fee line: the Unigox fee is built into the rate for your amount, shown before you confirm the sale. |
| Speed | Paysend says money arrives within minutes in over 95% of cases, and usually the same day to a Ukrainian card. | No fixed time. It depends on which P2P merchant or payment business takes your sale and how fast your bank or mobile money account receives their payment. |
| Regulation | Paysend Plc is authorised by the UK Financial Conduct Authority as an electronic money institution (FRN 900004), and Paysend EU DAC by the Central Bank of Ireland (C443739). In the US, Paysend US LLC is a money transmitter, NMLS ID 2048617. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxFrom a Paysend transfer to a USDT sale
Open an account and verify
Whoever will sell the USDT signs up on Unigox and takes a photo of their ID and a short selfie.
Have the USDT sent in
Your client, or the relative holding the USDT, sends it to your Unigox Wallet on the network the deposit screen names. A different token or network can lose the funds.
Sell for local money
Choose the currency, enter the account details to be paid and accept the rate. If a P2P merchant pays you, confirm the payment in Unigox so the trade can close.
Paysend or Unigox: common questions
Are there apps like Paysend for people paid in USDT?
Not among the card-funded transfer apps: Paysend lists no way to pay in with stablecoins. Unigox works from the stablecoin end: you deposit USDT or USDC, sell it, and a P2P merchant or a payment business pays the local money to your account.
What are Paysend's fees?
Paysend shows the fee and the exchange rate before you confirm; the fee depends on where you send from and to and how you pay. For 100 USD from the United States to a card in Ukraine, its calculator shows a fee of 1.99 USD. On Unigox there is no separate fee line: the fee is inside the rate for your sale, so compare what each leaves in the account.
Is there a Paysend alternative for people in Ukraine?
For hryvnias sent from a card abroad, Paysend pays to Visa and Mastercard cards in Ukraine, usually the same day. If a client pays you in USDT or USDC, check whether Unigox lists the hryvnia on the day you sell. Ukraine is a supported jurisdiction. However, Unigox does not offer Services to persons located in or ordinarily resident in the following Ukrainian territories affected by international sanctions or military occupation: Crimea and the City of Sevastopol, and the Donetsk, Luhansk, Kherson, and Zaporizhzhia oblasts of Ukraine in their entirety, including any areas under Ukrainian government control. This list may be updated without prior notice.
Who competes with Paysend for stablecoin income?
It depends on what the money starts as. If it is on a card or in a bank account, Paysend's competitors are other transfer apps; our Wise comparison covers when Wise is the better choice and when Unigox is. If it is USDT or USDC, Paysend lists no way to pay with it, and on Unigox you sell it for local money paid to your account.
Read the Wise comparisonWhere is my USDT while the sale is open?
During a trade the crypto sits in an on-chain escrow that Unigox can release only to the buyer or the seller. A Paysend transfer has no such step: you pay Paysend first, and Paysend delivers.
Check what your USDT pays out
Each currency page shows a reference rate for USDT. The sale screen then shows the rate for your exact amount, with the fee inside, before you confirm.
Paysend and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.