Ripio alternative where a P2P merchant buys your USDT
Ripio sells your USDT instantly for 0.5%. On Unigox, a Ripio alternative, a P2P merchant buys it instead and pays the account you name while the USDT waits in escrow. For other coins or that instant sale, stay with Ripio.
When to stay with Ripio
You want pesos the moment you sell
A USDT sale in the Ripio app costs 0.5%, the preview shows Ripio's fee and the total before you confirm, and the pesos reach your Ripio balance at once. Sending them to any CBU, CVU or alias, yours or a third party's, is free and immediate.
You also hold bitcoin or other coins
Ripio Wallet buys and sells bitcoin, ether, Solana, wARS and dozens of other tokens. Converting one crypto into another costs nothing, and bitcoin trades against pesos carry no fee. Unigox only trades stablecoins against local currencies.
You set your own price on USDT_ARS
Ripio Trade lists a USDT against Argentine peso book where users fix the price and Ripio stays out of the trade. Below 1,000 USD traded in 30 days, a maker order costs 0.25% and a taker order 0.50%.
One USDT sale on Ripio and on Unigox
Each row follows the same sale of USDT; Ripio Card, yields and the other coins in the app are left out.
| Topic | Ripio | Unigox |
|---|---|---|
| What it is | Ripio's app in Argentina, for residents with an ID issued there: Ripio Wallet, Ripio Card, yields, DeFi loans and the Ripio Trade order book. | A marketplace for stablecoins against local money; each sale is filled by a P2P merchant or a payment business. |
| Who sets the price | Ripio quotes the app sale and adds its 0.5% fee, shown with the total on the preview screen. On Ripio Trade, the orders of other users set the price. | Whoever takes your sale, a P2P merchant or a payment business, quotes your amount; the Unigox fee is already in that rate. |
| Getting the pesos out | Pesos land in your Ripio balance at once. A transfer to any CBU, CVU or alias is free and immediate; Mercado Pago only to an account in your own name. | The buyer pays the account you name on the trade, and you confirm the money arrived. During a trade the crypto sits in an on-chain escrow that Unigox can release only to the buyer or the seller. |
| Checks and limits | ARS 1,000 minimum, up to 50 sales a day and an annual cap per account. Raising the cap takes proof of income, reviewed within 48 business hours. | An identity check before the first trade, whatever its size. |
| USDT in and out | USDT on Ethereum, Tron, Solana, TON, Polygon, BNB Smart Chain, Arbitrum, Optimism, Avalanche and more. Ripio charges nothing to send crypto; you pay only the network fee. | USDT reaches Unigox on Ethereum, Arbitrum, BNB Smart Chain, Optimism, Solana, TON and Tron, all networks Ripio sends USDT on. You can move USDT or USDC between Unigox and an outside wallet before or after a trade. |
| Regulation | Moonbird SRL, which runs Ripio, is registered with Argentina's CNV as a virtual asset service provider (PSAV number 36) and with the UIF. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxMove a USDT sale from Ripio to Unigox
Open a Unigox account
Sign up and pass the Unigox identity check before your first trade. The DNI check you passed at Ripio does not carry over.
Send the USDT out of Ripio
In Ripio tap Retirar, pick USDT and a network both sides use, such as Tron, TON, Solana or BNB Smart Chain, and paste the Unigox deposit address for that network. Ripio adds no fee of its own; the network takes its fee.
Sell and confirm the payment
Enter the amount, name the account the buyer should pay and accept the rate. When the money shows in your account, confirm it, and the escrow releases the USDT to the buyer.
Questions about Ripio alternatives
Which Ripio alternative fits a USDT sale?
Unigox, when you want a P2P merchant's quote for the same USDT, with the USDT held in escrow while the buyer pays you. If Ripio's 0.5% fee and an instant peso balance suit you, there is little reason to move. We also compare Unigox with Bitso, Lemon Cash and SatoshiTango.
Read the Bitso comparisonWhat are Ripio's fees for selling USDT?
0.5% of a sale in the Ripio app, with an ARS 1,000 minimum. Peso withdrawals by transfer, Mercado Pago or Ripio Tag are free, and sending crypto out costs only the network fee. On Ripio Trade, fees start at 0.25% maker and 0.50% taker and fall with volume.
Ripio vs Unigox: when does each make sense?
Ripio if your USDT already sits there, you hold other coins or you trade the USDT_ARS book. Unigox if you want a merchant's rate to set against Ripio's quote, with the buyer paying the account you name.
Is Ripio registered in Argentina?
Yes. Moonbird SRL, the company behind Ripio, is on the CNV register of virtual asset service providers as number 36. Ripio also states a registration with the UIF.
Sell your next USDT on Unigox
Ripio shows its price and fee on the preview screen. When pesos are open on Unigox, a merchant's rate for your amount, fee included, shows before you accept, so you can set the two side by side.
Ripio and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.