Paying a Chinese supplier from Ukraine, invoice to credit
The supplier is waiting on yuan arriving in a company account. The rest is where you get them.
Indicative reference rate, updated . Your payable amount is confirmed against your invoice before you fund.
Price a supplier invoice
Enter the invoice in yuan and choose how you would fund it.
You send about
1 490,82 USDT
≈ 66 603,53 UAH
1 USDT ≈ ¥6,71
Ukrainian importers buy from China often and in volume, and the payment turns out to be a longer conversation than the purchase every single time. Here it is described without decoration: your supplier's invoice stands in yuan, you fund with USDT or USDC from your Unigox Wallet balance, and the payout runs over CNAPS to a company account on the Chinese mainland. The hryvnia does not move in this route — it stays the currency you cost and report in.
- Recipient is a mainland Chinese company
- Details checked before pricing
- Funded from USDT or USDC in the wallet
The yuan figure holds still. What you fund with is what moves.
Your supplier agreed a sum in yuan and reconciles it against a bank statement. That sum stays constant while you compare routes; only the size of what you fund from your balance changes.
- Recipient
- A company in China
- Invoice currency
- CNY
- You fund with
- USDT · USDC
UAH
Priced in UAH, funded from USDT or USDC
USDT
Native Unigox Wallet
USDC
Native Unigox Wallet
Recipient gets
ChinaCNY
The exact yuan stated on the invoice, paid to the recipient in China.
How does a Ukrainian company pay a Chinese supplier's invoice?
In this order. You add the recipient — bank, account number, company name in Latin letters and in Chinese characters, a mainland Chinese mobile number. Then you enter the invoice amount in yuan and state whether it is goods or services and whether the party is a supplier or a service provider. The flow shows how much USDT or USDC to fund with for exactly the invoice amount to reach the company account. You confirm, fund, and follow the status in the same flow. There is no hryvnia pay-in here, so the chain starts at a balance rather than at a bank.
A calculation stands for about ten minutes and is then made again. That is a staleness limit rather than a price held for you: miss it and the number is simply recalculated, not left as it was.
Five things without which a payment will not be priced
What makes a payment possible is decided by the recipient, not by the sum. Establish that before you agree terms — not once the goods are already on the line.
- 01
The recipient is a legal entity
The credit goes to a company account on the Chinese mainland. A supplier's personal account, or their sales manager's, is refused by the route, and so is an account in Hong Kong. That is not a small inconvenience in a form: it is a different transaction, and it does not exist here.
- 02
The company name twice
Once in Latin letters as it appears in the contract, and once in Chinese characters as the company is registered. Ask for both forms at the very beginning: whoever will not give you the registered Chinese name will not write you a proper invoice later either.
- 03
Bank, account number and mobile
The receiving bank, its account number and a mainland Chinese mobile number are all required. The mobile is part of the payment details rather than a way to get in touch, so a number from another country cannot take its place.
- 04
Purpose and relationship, on every payment
Goods or services, supplier or service provider — stated on each separate payment rather than saved once on the recipient card. Without those two answers no calculation begins.
- 05
The amount falls inside the band that applies
A floor and a ceiling exist and are read from available liquidity, so the values that apply appear in the flow while you price. If you are splitting into a deposit and a balance, allow for that in advance rather than after shipment.
Nothing about a recipient is verified once and then trusted. Edit a bank detail and the next payment goes back through the same check, which is why late corrections cost days rather than minutes.
From recipient details to a tracked CNY payment
- 01
Add the recipient
Choose the supported China destination and enter the recipient details exactly as provided.
- 02
Enter the CNY invoice
Add the amount, purpose, relationship and optional invoice reference before pricing.
- 03
Choose how to fund
Select USDT or USDC from your native Unigox Wallet.
- 04
Review and follow the payment
Confirm the exact source and destination amounts, then follow the status from the same flow.
Pay from where your money already is
Unigox Wallet
Choose USDT or USDC
- Choose USDT or USDC
- Review the required wallet amount
- The recipient still receives CNY
Stablecoin rates and top-ups
Ask for the figure in yuan even when you are quoted dollars
Many Chinese exporters will readily give a Ukrainian buyer a price in dollars. It is convenient and almost always well meant. But two numbers you cannot see are hidden inside such a price: the rate the supplier calculated at, and the cushion they allowed for the wait until payment. You can no longer discuss them separately, because they were never named.
Ask for the figure in yuan instead. It can be checked against the reference rate, it is the number the supplier keeps their own books against, and it is what their bank sees when it reconciles the credit. For this route it is also a precondition: the payout is CNY to a company account on the Chinese mainland, so a dollar invoice against an offshore account is a different payment that does not exist here.
The other side has to be named too. Once the invoice stands in yuan, the currency risk between agreement and payment is yours. There is no point pretending otherwise: you carried it before as well, just in the form of a markup you never saw. Now it sits where it is visible and where you can choose the moment.
- Ask for the sum in yuan even when the first offer arrives in dollars.
- If the pro forma carries no conversion rate and no date, the markup inside the dollar price is unreadable.
- A dollar offer cannot be reread as a yuan payment; the invoice has to be reissued.
A deposit and a balance are two separate payments
Ukrainian importers almost always work with split terms: a deposit to start production, a balance before or after shipment. On this route each tranche is a payment in its own right — its own calculation, its own check, its own purpose, its own invoice reference. A calculation does not carry from the first tranche to the second.
Which produces something better known before negotiation: the limits bind the payment, not the order. An order divided along genuine payment terms is measured as two sums. Dividing a single payment artificially to slip under a limit is a different matter, and not one to attempt here.
At the opposite end there is a floor, and it comes up more often than people expect. The cost of samples, a testing fee, a courier charge — items like that sometimes do not reach it. Adding them to the next invoice is then more sensible than trying to push them through on their own.
- Each tranche is calculated and checked independently.
- The invoice reference travels with the payment so your accounts and the supplier's describe the same transaction.
- Which limits apply is visible while you price the individual tranche.
Where our answer ends
Cross-border payments from Ukraine currently operate under the National Bank's currency restrictions. Nobody importing needs a payment provider to explain that to them. What is worth stating is where this page stops.
We restate no rule, name no threshold, tell nobody which category anything falls under, and offer no advice on currency supervision. Whether this route is available to your company specifically, how you record it and which documents your bank will want are questions for your bank and your financial or tax adviser. They hold your profile; this page has never seen it.
What we describe is the behaviour of the product: who is credited, in what currency, against which details, from which balance, and how long a calculation lives. Pretending to more than that would badly serve a reader who came looking for clarity.
- No rule, threshold or interpretation appears here.
- Availability for your company is confirmed by your bank, not by us.
- We are answerable for the mechanics of the payment, not for its treatment in your books.
The route is young, and that is worth knowing before a first payment
This payout direction is weeks old, not years. It is built and checked end to end, but no payment has yet run on it that anyone would call routine. So give the first one nothing to go wrong against: a modest order, a supplier who replies the same day, and no shipment date depending on it.
Practically that means one more thing: collect the details before you need them. The registered Chinese name, the account number and the mainland mobile number take longer to arrive from a supplier than you expect, and the check starts again after every correction to them.
- Make the first payment small and without time pressure.
- Ask for the details early, before production starts.
- Every correction to the details sends the payment back for checking.
Built for the way Ukraine pays China
Two things shape this flow: China is a major sourcing corridor for Ukraine, and the invoice at the end of it is written in yuan and paid into a mainland company account.
Questions that come up before a first payment
01Can the invoice be paid in hryvnia from the company account?
No. There is no hryvnia pay-in in this flow — not by transfer, not by card — and we do not show it as an option. The only source of funds is USDT or USDC on your Unigox Wallet balance. The hryvnia stays the currency of your accounts rather than of the payment.
02Can I pay into the supplier's personal account?
No. The recipient on this route can only be a company holding an account on the Chinese mainland. The personal account of an owner or a sales manager is refused before pricing — not hidden in the form, refused.
03What if my supplier's account is in Hong Kong?
Then this route does not fit. The payout runs over CNAPS inside mainland China, so a Hong Kong account is unreachable from it. Many suppliers also hold a mainland company account, and it is worth asking about that before you agree payment terms.
04How long does a calculation stand?
About ten minutes, after which it is made again. It is not a price locked to you: the period exists so the number cannot go stale. If you did not confirm in time, nothing is spoiled — you simply see a fresh calculation.
05Where is the cost of the payment inside the amount?
There is no separate line for it: it already sits inside the figure shown before you fund. The supplier receives exactly the yuan amount on the invoice, so the correct way to compare routes is by how much left the balance for each yuan credited.
06Can a large order go through as a single payment?
That depends on the limits that apply, and they are read from available liquidity and shown in the flow while you price. If the amount exceeds the ceiling it is divided along your genuine payment terms. Splitting a payment artificially to get under a limit is not something we offer.
Collect the details once, then pay against them
Open the payment flow, add the recipient and compare USDT, USDC before funding.
Calculate a payment in yuanRelated China guides
Built primarily for businesses
Built for importers and repeat supplier payers. A private individual paying a business invoice runs the same checks and gets the same quote — the recipient on this route is always a company.