Pay Chinese suppliers from the UAE, deposit to balance
A trading company here does not pay China once a year. It pays China most weeks.
Indicative reference rate, updated . Your payable amount is confirmed against your invoice before you fund.
Start a supplier payment to China
Enter the invoice in yuan and choose how you would fund it.
You send about
1,490.82 USDT
≈ AED 5,475.05
1 USDT ≈ ¥6.71
The route between here and mainland China is one of the busiest supplier-payment corridors in the world, and its shape is particular: many invoices rather than one, a supplier list that turns over with the season, and goods that are often on their way somewhere else before they have finished arriving. This journey pays a CNY invoice into the supplier's own company account on the Chinese mainland, funded from USDT or USDC in your Unigox Wallet.
- Mainland business accounts only
- Purpose declared per payment
- Funded from USDT or USDC
One invoice, one destination, one funding asset
The supplier's CNY total is the fixed point of the payment. Everything else — the amount you produce, the record you keep — is arranged around it.
- Supplier gets
- Exact CNY invoice
- You fund
- USDT · USDC
- Declared
- Goods or services
AED
Priced in AED, funded from USDT or USDC
USDT
Native Unigox Wallet
USDC
Native Unigox Wallet
Recipient gets
ChinaCNY
The exact yuan stated on the invoice, paid to the recipient in China.
How does a UAE company pay a supplier in mainland China?
With the invoice as the starting point rather than a budget. You add the supplier's company account in China, enter the exact CNY total, declare whether the payment covers goods or services and whether the recipient is a supplier or a service provider, then fund it from USDT or USDC in your Unigox Wallet. The supplier receives yuan at their own bank, and nothing about the funding side reaches them or needs explaining to them.
There is no dirham pay-in for this journey, and it is better said here than discovered at the funding step. Trade licence, customs and record-keeping obligations remain yours, and none of them change because of how a supplier was paid.
Collect this once per supplier, from a document
These fields decide whether a supplier can be paid at all, and they belong to the receiving bank rather than to us. Ask for them in one message — a photograph of a bank card in a chat window is not a source.
- 01
The bank and the account number
The receiving institution and the supplier's business account number, taken from a bank document rather than retyped out of a conversation.
- 02
The company name in Latin script
As the bank holds it, which is not always the trading name on the invoice, and rarely the name over the showroom.
- 03
The company name in Chinese
The characters themselves. Most suppliers have this on their chop, and few think to send it unless somebody asks for it.
- 04
A mainland mobile number
A number on the mainland belonging to the company. It is a field the receiving bank wants, not a contact detail collected for our convenience.
A personal account is refused whatever the explanation, and an account in Hong Kong is a different payment from this one. Both are worth settling while terms are being agreed.
Three habits that make the second payment quick
- Step 01
Save the supplier once
A cleared recipient can be reused. Editing one sends the checks round again, which is the behaviour you want on the day an account number changes.
- Step 02
Keep your own reference on it
Each payment carries your invoice number, so a query in six months is a lookup rather than a reconstruction from memory.
- Step 03
Declare each payment honestly
Goods or services, supplier or service provider. It is declared per payment, and a forwarder is not a factory even when the invoice looks similar.
From recipient details to a tracked CNY payment
- 01
Add the recipient
Choose the supported China destination and enter the recipient details exactly as provided.
- 02
Enter the CNY invoice
Add the amount, purpose, relationship and optional invoice reference before pricing.
- 03
Choose how to fund
Select USDT or USDC from your native Unigox Wallet.
- 04
Review and follow the payment
Confirm the exact source and destination amounts, then follow the status from the same flow.
Pay from where your money already is
Unigox Wallet
Choose USDT or USDC
- Choose USDT or USDC
- Review the required wallet amount
- The recipient still receives CNY
Stablecoin rates and top-ups
Two mainlands, and only one of them is about your licence
Here, mainland and free zone describe how your own company is set up. In this payment, mainland describes where the supplier's bank account sits, and the distinction it draws is with Hong Kong rather than with a free zone. The two uses of the word have nothing to do with one another, and telling them apart is a five-minute conversation with a supplier that saves a payment nobody can complete.
The supported destination is a business account at a bank on the Chinese mainland, reached over CNAPS, the domestic clearing system. An individual's account is refused. A Hong Kong account is refused. Both come up constantly, because an exporter who deals with overseas buyers usually has an offshore account and will offer it by default — the answer is to ask for the company's own onshore details before terms are agreed.
What that buys is a payment landing where the supplier's own books expect it: the company account they invoice from and reconcile against, rather than a director's personal account that leaves an awkward record on both sides of the trade.
Goods, services, and what the recipient is to you
Every payment on this route says two things about itself: whether it covers goods or services, and whether the recipient is a supplier or a service provider. For a trading company that distinction is not paperwork — it is most of your payee list. A factory in Yiwu invoicing for stock is one thing. A sourcing agent's commission, an inspection company, a forwarder's charges: those are services, and the declaration should say so.
It is declared per payment rather than stored against the company, which is deliberate. The same partner can invoice you for goods in March and for a service in April, and each payment ought to describe itself rather than inherit a label somebody set once.
The same applies to the invoice reference you attach. It is your number rather than ours, and its job is to survive: when a supplier queries a shipment two seasons later, the reference is what turns the question into a lookup.
Deposit, balance, and the season after this one
Trade terms split the money, and this route follows the split instead of flattening it. A deposit to start production and a balance before or after shipment are two payments, priced independently, each with its own declaration and its own reference. One figure does not carry over to the other, so a deposit priced on Monday tells you nothing binding about the balance in six weeks.
Limits apply per payment for the same reason. A floor and a ceiling are read from the liquidity available for the yuan leg at the moment you ask rather than published ahead of time, and an amount outside them is refused while it is still a number on a screen. That ordering matters most for a deposit: you find out it is too large before you have told a factory to begin, not after. Splitting one payment to slip under a ceiling is a separate matter, and not something to do.
A quoted figure keeps for ten minutes. That bounds how stale the number in front of you can be; it is not a price held on your behalf, and the amount is settled when your payout is matched. And the disclosure that matters most on a page like this one: the payout route is weeks old, not years. Make the first payment small, to a supplier you can call.
Built for the way the UAE pays China
Two things shape this flow: China is a major sourcing corridor for the UAE, and the invoice at the end of it is written in yuan and paid into a mainland company account.
What a trading company asks before paying
01The company asked me to pay a director's personal account. Can I?
No. The destination on this route is a business account, and the request itself is worth treating as a question about the supplier rather than about the payment. Ask for the company's own account at a mainland bank instead.
02Can I fund from my UAE bank in dirhams?
No. There is no AED collection leg in this journey, so funding is USDT or USDC in your Unigox Wallet. The dirham stays the currency you quote in, budget in and report in, and it takes no part in the transaction itself.
03I pay the same twelve suppliers every season. Does that get quicker?
The recipient part does. A cleared supplier is saved and reused, and each new invoice is a new amount, a new declaration and a new reference against a destination already checked. Editing a saved supplier sends the checks round again, which is what you want when an account number has changed.
04Can I pay a freight forwarder or a sourcing agent?
Yes, provided they are a company with a business account on the Chinese mainland. Declare the payment as services and the recipient as a service provider; the route does not mind that they are not a factory, but the declaration should be accurate.
05What does the recipient check actually cover?
The payout side: whether this destination can be paid on this route, and whether the details you entered describe it. It is not a view on the goods, the factory, the inspection or whether a container ever leaves, and it should not be read as one.
Take the next invoice through in one pass
Open the payment flow, add the recipient and compare USDT, USDC before funding.
Pay a supplier invoiceRelated China guides
Built primarily for businesses
Built for importers and repeat supplier payers. A private individual paying a business invoice runs the same checks and gets the same quote — the recipient on this route is always a company.