Paychant alternative with a sell markup you set
Paychant's widget tops up a wallet and quotes a fee range. A Paychant alternative gives websites a set cut of each stablecoin trade: 20% of the Unigox fee plus your sell markup. Stay with Paychant for Celo stablecoins.
When to stay with Paychant
Your app is the wallet and needs top-ups
Your app can hand Paychant's widget the user's own address and a fixed amount, and the stablecoins arrive there. In the Unigox widget, bought USDT or USDC lands in the user's Unigox Wallet first.
Your users hold cUSD, cEUR or Stellar USDC
Paychant lists cUSD and cEUR on Celo and USDC on Stellar, beside USDT and USDC on Celo, Ethereum, Polygon and BNB Chain, and USDT on Tron. The Unigox widget trades USDT and USDC only.
You need a published fee range
Paychant publishes its range: 1% to 2% on a buy and 1% to 2.5% on a sell, by payment method. The Unigox fee varies by currency and sits inside the rate the user sees.
Paychant and the Unigox widget on one stablecoin trade
| Topic | Paychant | Unigox |
|---|---|---|
| Built for | Stablecoin wallets, remittance, USD savings and investment apps, which open the widget from a redirect link or as a JavaScript overlay. | Websites whose visitors buy or sell USDT or USDC. Unigox handles sign-up and the identity check and matches each trade with a P2P merchant or payment business. |
| Where bought crypto goes | To the address your app passes or the user types in, as USDT, USDC, cUSD or cEUR, on chains from Celo and Stellar to Tron. | To the user's Unigox Wallet as USDT or USDC, which can move on from there to an outside wallet. |
| Who fills the trade | Paychant, at an exchange rate it sets, moving the money through financial institutions and payment vendors it works with. | A P2P merchant or a payment business. The crypto is locked in on-chain escrow until the trade closes. |
| Fees to the user | 1% to 2% on buys and 1% to 2.5% on sells, set by payment method and included in the price shown. Network fees are on top. | Varies by currency and is already inside the rate the user sees before confirming. |
| What the partner earns | Its terms allow an extra fee for the partner, disclosed to the user. The widget parameters have no field for it and the docs name no rate. | 20% of the Unigox fee per completed trade, plus a sell markup you choose. |
| Payouts from your company balance | Not in its public docs. The REST reference lists prices, currencies, assets and payment methods. Its ramp page mentions headless APIs but publishes no order or payout endpoint. | The Payments API pays your customers' bank or mobile money accounts from USDT or USDC in your partner wallet. |
| Regulation | Its site names Paychant Limited, a company registered in England and Wales, and names no financial licence or registration. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxSwap the Paychant widget for Unigox
Name your Paychant routes
Name the Paychant routes your users rely on, such as MTN MoMo in Ghana or M-Pesa in Kenya, and say whether they buy, sell or both.
Pick a sell markup
Unigox sets up your partner account and widget key. In the partner dashboard, choose a markup on sells.
Swap in the Unigox embed code
Put the Unigox embed code where your app calls new PaychantWidget or links to widget.paychant.com. Users pass the Unigox identity check before their first trade.
Questions about Paychant alternatives
What can users do in Paychant's widget?
It gives wallets and apps a widget where users buy and sell stablecoins with local money. They pay by bank transfer or mobile money such as M-Pesa, MTN MoMo and Airtel Money. Paychant runs the identity checks and fills each trade itself.
How much does Paychant charge?
Its docs give 1% to 2% per buy and 1% to 2.5% per sell, depending on the payment method. A partner fee may be added and is shown to the user, and the blockchain network fee is paid on top.
What should a partner check in a Paychant review?
Who earns what, and which assets your users need. Paychant's terms allow a partner fee that is shown to the user, but its docs name no rate and no setting for it. Agree the rate with Paychant before launch. Its asset list adds Celo stablecoins that the Unigox widget does not offer.
Which companies are like Paychant?
Ramps that connect stablecoins to bank transfers and mobile money in African markets, such as Fonbnk and Kotani Pay. Unigox is one for websites whose users trade USDT or USDC and that want escrow on each trade.
Read the Fonbnk comparisonOffer stablecoin trades with Unigox escrow
Tell us where your Paychant users trade. We set up the partner account and widget key, you pick the sell markup and add one embed code.
Paychant and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.