AMINA Bank alternative for EUR, GBP and USD accounts
AMINA Bank's Corporate Package costs CHF 1,000 a month without a custody, loan or trading waiver. For EUR, GBP and USD accounts with stablecoin balances, Unigox agrees your plan before you commit.
When to stay with AMINA Bank
You want custody, staking and credit too
AMINA Bank AG is a Swiss bank and securities dealer regulated by FINMA. Besides accounts it keeps crypto in hot and cold wallets, stakes it, takes fixed-term and notice deposits, and lends through loans, overdrafts and credit cards.
Your company fits the Startup Package
AMINA's Startup Package has no monthly fee and no minimum deposit. It asks for at least 18 months of operation and either under 5 years since incorporation or under CHF 10m raised.
Your treasury runs in Swiss francs
On AMINA's corporate schedule a CHF payment inside Switzerland costs nothing. Incoming francs arrive over SIC and SIC Instant, and bulk payments go in as pain.001 files or through its Open Banking APIs.
AMINA Bank and Unigox for company accounts with stablecoins
| Topic | AMINA Bank | Unigox |
|---|---|---|
| What it is | A Swiss bank for individuals, corporates and enterprises: current accounts, crypto custody, crypto and FX trading, staking, deposits and lending. | A Business Portal with EUR, GBP and USD company accounts beside stablecoin balances, plus OTC deals in EUR or GBP. |
| Account currencies | Fiat accounts in CHF, USD, EUR, GBP, HKD, AED and other currencies. Payments over SEPA, SWIFT, SIC for incoming francs, and ACH or Fedwire through partners. | EUR with an IBAN from the Netherlands or Malta, GBP with a UK sort code and account number, and USD with details confirmed at setup. |
| Stablecoins | USDC, USDT, RLUSD, USDG and EURC on its payments page, which lists PYUSD as coming soon. Trades go through online and mobile banking, AMINA Pro, a FIX API or its trading desk. | Stablecoins only, held beside the fiat accounts. Swap EUR or GBP into them and back in the portal; an OTC deal is the other route. |
| Pricing | Corporate Package and payments:
| A plan set for your company: account services, transfers and swaps priced as a percentage, a fixed fee or both, and confirmed before you commit. |
| How you work | Online and mobile banking with a relationship manager, pain.001 bulk files, Open Banking APIs for CHF and EUR payments, and CSV or MT 940 reporting. | Your finance team saves recipients, sends transfers, runs swaps and downloads PDF or CSV statements in one Business Portal. |
| Regulation | AMINA Bank AG is authorised and regulated by FINMA as a bank and securities dealer. Its ADGM branch is regulated by the FSRA, AMINA (Hong Kong) Limited holds an SFC licence, and AMINA (Austria) AG provides crypto-asset services under MiCAR. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxMove EUR, GBP and stablecoin flows from AMINA in three steps
Start business onboarding
Pick company accounts on the Unigox business accounts page and apply as a company; it does not have to be registered in Europe. AMINA's onboarding file does not carry over.
Pass KYB and agree a plan
Send registration, ownership, source-of-funds evidence and intended use; owners of 25% or more, directors and signatories verify their identity. Our team then confirms your pricing plan.
Point payers and stablecoins at Unigox
Give customers your new IBAN, or UK account number and sort code, and have stablecoins sent to your Unigox Wallet, then into the account. Custody, staking and francs can stay at AMINA.
AMINA Bank alternatives: questions
What is AMINA Bank, and when does Unigox fit better?
AMINA Bank is a FINMA-regulated Swiss bank in Zug that sells accounts, crypto custody, trading, staking and lending. Unigox fits a company that uses none of the custody or lending, would not reach the levels that waive AMINA's CHF 1,000 monthly package fee, and needs only EUR, GBP and USD accounts with stablecoin balances.
See business accountsWhat are AMINA Bank's fees for a corporate account?
AMINA's corporate schedule lists a Corporate Package of CHF 1,000 a month, waived at an average CHF 10m in custody or CHF 2.5m in loans, or at CHF 20m in trading volume. EUR SEPA payments cost CHF 15 each and USD payments CHF 50; crypto and FX trading fees are on request.
Can we stay with AMINA Bank and add Unigox for stablecoins?
Yes. Unigox can run only the stablecoin leg: OTC deals between EUR or GBP and stablecoins at a fee agreed before the first deal, after its own company checks.
See OTC dealsSet a Unigox plan beside your AMINA package
Tell us which currencies and stablecoins your company moves each month and what stays at AMINA. Our team sets out the accounts and your plan before any money moves.
AMINA Bank and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.