Yellow Card crypto alternative for individuals
Yellow Card has closed its app to individuals to focus on businesses. On Unigox you buy or sell USDT for local money yourself. Stay with Yellow Card for its business API or trading desk.
When to stay with Yellow Card
An app you already use runs the Yellow Card Widget
Other companies embed the Yellow Card Widget in their apps. Inside one, you still buy or sell stablecoins by bank transfer or mobile money, and Yellow Card sends the coins you buy to the wallet address you enter.
You trade $50,000 or more at a time
Yellow Card's Commercial Trading Desk takes USDT orders from high-net-worth individuals and institutions, starting at $50,000 in markets such as Cameroon, Uganda and South Africa, with a trader handling each order.
Your business collects or pays out in Africa
Yellow Card's Payment API takes local payments and sends payouts by bank transfer and mobile money, and converts the money to and from USDT or USDC. It publishes a per-transaction price for each country and method.
Yellow Card and Unigox for one person's USDT trade
Yellow Card no longer serves individuals in its own app, so its column describes the widget a partner app embeds.
| Topic | Yellow Card | Unigox |
|---|---|---|
| Who it serves | Banks, financial institutions, corporates and other businesses. It asked app users to withdraw their balances, and its app no longer serves individual retail customers. | People who buy or sell USDT and USDC for local money, matched with a P2P merchant or a payment business. |
| How a person signs up | Only inside a partner app that embeds the widget: email sign-up, then name, address, source of funds, an ID document and a selfie. | A Unigox account of your own. The identity check comes before your first trade, whatever its size. |
| Buying USDT | Pay by bank transfer or mobile money; Yellow Card sends the coins to the wallet address you type in. | Bought from a P2P merchant or a payment business at the rate quoted for your amount. During a trade the crypto sits in an on-chain escrow that Unigox can release only to the buyer or the seller. |
| Selling USDT | Send the coin to the address the widget gives you; your mobile money or bank account is credited once it arrives. | The P2P merchant or payment business that takes your USDT pays the bank or mobile money account you name. |
| USDT networks | TRC-20, Polygon, Celo, Solana and TON. | Solana, TON, Tron and EVM networks such as Ethereum, Arbitrum, BNB Smart Chain and Optimism. You can move USDT or USDC between Unigox and an outside wallet before or after a trade. |
| Fees for a person | Not published for widget users. The prices Yellow Card publishes are per-transaction fees for businesses on its Payment API. | Inside the rate you see for your amount, before you confirm. |
| Regulation | Lists its licences and registrations on its legal page, among them an FSCA authorisation for crypto assets in South Africa (FSP 53790) and a virtual asset service provider licence from NBFIRA in Botswana. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxMove from the Yellow Card app to Unigox in three steps
Open an account and pass the ID check
The ID check you passed with Yellow Card does not carry over. Sign up on Unigox and verify your identity; it is required before the first trade, at any amount.
Bring the USDT you want to sell
Send it from the exchange or wallet that holds it. For a balance still in the Yellow Card app, ask its support team for a refund to a bank or mobile money account in your name, or to a wallet address on the coin's network.
Pick buy or sell and confirm the rate
Choose your currency and whether you buy or sell, name the bank or mobile money account you used with Yellow Card, and accept the rate Unigox quotes for your amount.
Questions about switching from Yellow Card
Does the Yellow Card crypto app still work?
Not for individuals. Yellow Card closed its app to retail customers and now sells its services to businesses; a balance left in the app is refunded on request through its support team. To keep buying and selling USDT for local money yourself, open a Unigox account and pass the identity check.
Are reviews of the Yellow Card app still accurate?
Older reviews describe the retail app, which has closed. Yellow Card now sells mainly to businesses: a Payment API and a widget other apps embed, plus a trading desk for institutions and high-net-worth individuals placing large orders.
Does Yellowcard have an API for businesses?
Yes. Its Payment API collects and pays out local money by bank transfer and mobile money and converts it to and from stablecoins. Unigox has a Payments API for the same kind of work: local payouts and collections by bank account or mobile money, with payouts funded and collections received in USDT or USDC.
See the Unigox Payments APIPrice your first USDT trade after Yellow Card
Yellow Card no longer quotes individuals. The Unigox quote shows the rate for your amount with the fee already in it, before you buy or sell.
Yellow Card and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.