Importing from China and paying straight into the company account
The seller sends an account number. The first question is not the rate — it is whose name is on it.
Indicative reference rate, updated . Your payable amount is confirmed against your invoice before you fund.
Create a supplier payment
Enter the invoice in yuan and choose how you would fund it.
You send about
1,490.82 USDT
≈ ₫38,647,414
1 USDT ≈ ¥6.71
With Chinese imports the hard part is rarely the goods. It is the paying: who receives it, by what road, and what you can show afterwards to prove it went to the right party. Unigox does exactly one job in that chain — the invoice is fixed in yuan, the recipient is a company with an account at a bank in mainland China, and you settle from a USDT or USDC balance in your Unigox Wallet. There is no dong funding step, because this route does not take dong.
- Recipients can only be businesses
- Invoice fixed in yuan
- Refusals happen before money moves
The invoice stays in yuan. Only what you pay it with changes.
The amount the supplier must receive is entered once and is not recalculated against a budget. What you fund is worked back from it, in USDT or USDC.
- Invoice
- Fixed in CNY
- Settled with
- USDT · USDC
- Recipient
- A company in China
VND
Priced in VND, funded from USDT or USDC
USDT
Native Unigox Wallet
USDC
Native Unigox Wallet
Recipient gets
ChinaCNY
The exact yuan stated on the invoice, paid to the recipient in China.
How do I pay a Chinese supplier from Vietnam?
With one payment, shaped by one invoice. The amount the recipient must receive is entered in yuan, the recipient is a company with an account at a bank in mainland China, and the money is paid over CNAPS, China's domestic interbank clearing system. On your side the settlement comes from a USDT or USDC balance in the Unigox Wallet. A dong transfer from a Vietnamese bank is not accepted on this route. The supplier has nothing to do with cryptocurrency at all: their company account receives yuan.
Recipient checks and the amount limits run before any money is spent. The steps are ordered that way deliberately: a refusal should not cost you anything.
What to ask a supplier for before the first payment
A Chinese company's details do not fit on one line. Every field is checked when the recipient is saved, not at payout, when a correction is costly.
- 01
Two company names
The registered name in Latin script and the same name in Chinese characters, exactly as the receiving bank holds it — not as the seller writes it in a message.
- 02
Account number, bank and phone
The account number in the form it was issued, the beneficiary bank's name and a mainland Chinese mobile number. The account has to be in the company's name, not a person's.
- 03
Purpose and relationship
Whether the payment is for goods or for services, and whether the party is your supplier or a service provider. Declared per payment, not stored once against the recipient.
The recipient check runs before every payment and runs again if the details change. It is a check of the payment route, not an appraisal of the goods, the contract or the delivery.
What this route serves and what it refuses
- Step 01
Serves: a company's invoice
An amount in yuan you owe a company with an account in mainland China, for goods or for services.
- Step 02
Refuses: a personal account
Personal details are refused, even when the seller says the account belongs to the director. A Hong Kong account is outside this route too.
- Step 03
Refuses: funding in dong
The only source is USDT or USDC in the Unigox Wallet. This route has no dong collection step of any kind.
From recipient details to a tracked CNY payment
- 01
Add the recipient
Choose the supported China destination and enter the recipient details exactly as provided.
- 02
Enter the CNY invoice
Add the amount, purpose, relationship and optional invoice reference before pricing.
- 03
Choose how to fund
Select USDT or USDC from your native Unigox Wallet.
- 04
Review and follow the payment
Confirm the exact source and destination amounts, then follow the status from the same flow.
Pay from where your money already is
Unigox Wallet
Choose USDT or USDC
- Choose USDT or USDC
- Review the required wallet amount
- The recipient still receives CNY
Stablecoin rates and top-ups
Paying through a middleman and paying the supplier directly
In Vietnam, buying Chinese goods almost always comes with a domestic payment contact: you hand over dong here, somebody pays yuan over there, and the middle is described by nobody. It is convenient, it works, and a great many orders still travel that way.
What is different here is not speed, and we promise nothing about speed. It is that the payment has a name on it: one invoice, one amount in yuan, one company receiving the money, and that company's details checked before a single unit leaves your balance.
On a sample order the difference may be negligible. On a supplier you intend to keep for years, or on a large deposit, having the party on the documents be the party on the contract is worth a few extra fields.
- Money goes straight into the supplier's company account, through no intermediate account.
- Recipient details are checked first, while a correction still costs nothing.
- The invoice reference travels with the payment, so both sets of books describe one transaction.
Why this route does not take dong
Better said straight than wrapped up as an advantage: this payment journey takes money in one form only, and it is not dong. No VND transfer, no card, no domestic wallet. The single source is a USDT or USDC balance in the Unigox Wallet.
Converting dong into USDT or USDC is your step and it happens earlier, outside the payment. That has a noticeable consequence for the books: your cost in dong is fixed on the day you bought the stablecoin, not the day the invoice is settled. Two different dates and two different documents in the shipment file.
If your working capital sits in a dong bank account and you do not want to hold a USDT or USDC balance, this route is no help to you today — and knowing that now beats knowing it after you have promised the supplier a payment date.
What the flow does before it prices anything
How the steps are sequenced does more work than it appears to. Checks run first: is the recipient valid, have they been approved, has a purpose been declared, does the amount fall inside the permitted band. All of it happens before any money is spent — that is, before the moment a refusal starts costing something.
The band is worth knowing in advance. There is a minimum and a maximum, both read from live liquidity at the moment of pricing and displayed inside the flow, so we do not publish them as a schedule. A deposit for a full container may simply not fit into one payment.
Then the amount to fund, held for ten minutes. Ten minutes is not a locked price — it limits how stale the figure gets. When it expires the payment is recalculated and you see the new number before continuing, rather than being walked forward on one that no longer holds.
- Refusals happen before any money is spent.
- Minimum and maximum come from liquidity, not from a fee schedule.
- No separate fee line: the cost sits inside the amount you fund.
The stretch we close, and the stretch that stays yours
One leg of this trade is ours, and it is a short one: the balance you hold becomes yuan in a named company's account in China, tied to the recipient you saved, the purpose you declared and the invoice number you gave. On the other side of that line sit the contract, the bank formalities, customs, tax and the shipment paperwork, and they stay with you.
We do not interpret Vietnamese regulation and we state no thresholds. Those questions belong with your bank and your accountant, because they are the parties who can answer them correctly for your specific case.
And one principle worth holding on to when choosing any route. If a way of paying is attractive precisely because it lets something be avoided — a limit, a bank requirement, a rule — that is a reason to ask the bank first, not a reason to use it.
Built for the way Vietnam pays China
Two things shape this flow: China is a major sourcing corridor for Vietnam, and the invoice at the end of it is written in yuan and paid into a mainland company account.
Common questions before a first payment
01Can I pay by VND transfer from the company account?
No. This route has no dong collection step, so it cannot debit your VND account. The payment can only be settled from a USDT or USDC balance in the Unigox Wallet, and the conversion out of dong happens earlier, outside the payment.
02Does the supplier have to accept cryptocurrency?
No. Their company account at a Chinese bank receives yuan. They need no wallet, no receiving address and no account on any exchange. USDT or USDC is only what settles your side.
03What if the supplier asks me to send to a personal account?
Ask for the company's business account details, since a company's invoice is normally settled into that company's own account. Personal accounts are refused on this route, and so are accounts in Hong Kong. If they cannot produce one, that is a question worth asking before the deposit rather than after it.
04Can I pay a seller on 1688 or Taobao?
Yes, if the seller is a company with an account at a bank in mainland China — the payment is then built like any other invoice. If payment has to happen inside the marketplace, through a wallet, or to personal details, this is not the route.
05Does Unigox appraise the supplier for me?
We check the recipient as part of the payment route. That is not an appraisal of the goods, the contract, the quality or the delivery — commercial caution remains yours.
Pay a specific invoice instead of sending money to China in general
Open the payment flow, add the recipient and compare USDT, USDC before funding.
Pay a supplier invoiceRelated China guides
Built primarily for businesses
Built for importers and repeat supplier payers. A private individual paying a business invoice runs the same checks and gets the same quote — the recipient on this route is always a company.